Hot Today

Wise Bread articles that are hot today.

Are You Getting Charged by a Text Message Scam?

One writer shares her story about being charged for a cellphone text message service she never signed up for — and how you can avoid the same scam.

Kmart settles: refunds gift-card fees

CNNMoney.com has announced that Kmart has finally reached a settlement in the gift-card lawsuit. And that could be very good news for you if you had a gift-card issued between May 1st 2004 and the present day. Why the refund? [more]

Make These 7 Money Moves Now Or You'll Regret It in 20 Years

There's no time like the present to make these critical money moves. Trust us — your future self will thank you.

Your 401(k) is not an investment

Your 401(k) is not an investment. Neither is your IRA. Those are legal compartments for holding investments. [more]

The 5 Best CC Creams

Make your complexion shine by using the right CC cream for your face. Any of these five best CC creams are great choices!

Is Starting a Small Business for the Tax Deductions Worth It?

Some people recommend starting a side business to get more tax deductions. But if that plan sounds too good to be true, that's because it probably is.

6 Tools That Can Help You Boost Your Credit Score This Year

Boosting your credit score takes time and patience, but there are plenty of tools and apps to help you along the way.

How to Buy All That Stuff the Police Seize. And It's Cheap.

Here's a terrific site that lets you bid on all sorts of great stuff at silly prices.

7 Ways to Entertain Party Guests on a Shoestring Budget

Throwing an unforgettable soiree doesn't have to blow your budget. Keep your party guests entertained with these helpful tips.

15 Ways to Solve Your Problem

When you're facing a difficult situation, these 15 techniques — from going outside to remembering the Alamo — can help you find your solution.

Getting Free Stuff at Walgreens

Here are the ins and outs of the new Walgreens program, and some extra tips for paying next to nothing for everything from cleaning products, to food, to makeup!

Here's What to Do Immediately After a Credit Card Breach

Plastic is more secure than ever, but that doesn't mean your credit accounts can't be hacked. Find out how to lock it down after an attack.

Ask the Readers: Do You Buy Apps?

Tell us if you buy apps and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Sell Your House in 24 Hours

24 hours? Yup, it's possible. Learn how one Wise Bread Blogger sold her home just a day after listing.

Ask the Readers: What Good Financial Habits Do You Have?

Tell us about your good financial habits and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 Frugal Hacks for Single Living

Lots of frugal living advice is for couples and families, but anyone can cut costs dramatically while living alone, too — no roommate required!

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

9 Dumb Ways You're Going to Waste Money This Summer

Summer is here! Just be wary of these common summer spending traps.

Didn't Get the Raise? Ask for This, Instead

When you get turned down for a raise, hope is not lost. There are other things your employer may be willing to give up, instead.

Understand Capital Costs

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it