Hot Today

Wise Bread articles that are hot today.

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

35 Grocery Items You Should Make at Home (and 5 to Buy)

Homemade protein powder? Yep, you can make that and 34 other grocery staples cheaply and easily at home. (And discover the five you should DEFINITELY skip.)

How Travel Rewards Cards Can Help You Score Luxury Travel Perks

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

My blood boils when I have a full mailbox, but not one item is personal in nature. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

10 Easiest Items to "Flip" for Cash

There are tons of things in your house right now that could easily be flipped for cash. It just takes a good eye and some elbow grease!

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

Ask the Readers: Are You On Track for Retirement?

Tell us whether you're on track for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Best Secured Credit Cards

If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

10 Rules of Etiquette Everyone Should Know (and Follow!)

Etiquette is the grease that keeps the gears of civilization turning. Do your part by following these 10 basic rules of etiquette.

18 Smart Ways to Reuse Your Empty Glass Bottles

Got a bunch of empties sitting in the recycle bin? You can turn that trash into treasure!

4 Ways to Protect Your Retirement From Inflation

It's not just enough to save for retirement; you need to make sure your money is inflation proof, too.

How to Get Your Spouse on Board With Budgeting

You and your spouse may be on the same page with beliefs, and parenting methods, but are your financial goals in line?

Why It Pays to Be a Patient Shopper

When you want something, you want it now! But buying the first acceptable option that fits your budget could be costing you big bucks.

Ask the Readers: What Financial Topic Do You Want to Learn More About?

Tell us what financial topic you want to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!