Hot Today

Wise Bread articles that are hot today.

Ask the Readers: If You Could Have One Wish (Chance to win $20!)

What is your most longed-for financial wish? Let us know your thoughts in order to be entered to win one of three $20 Amazon gift cards!

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

5 Money Moves Every Single Parent Should Make

Raising a kid by yourself takes strength, resilience, and perhaps most importantly, a solid financial footing.

Are Starter Homes Still a Thing?

Starter homes used to be the norm. But in today's housing market, you might not need those homeowner training wheels.

7 Penalty-Free Ways to Withdraw Money From Your Retirement Account

Borrow money from your IRA, penalty-free? It's possible in these seven scenarios!

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

Breaking the Bread Code: How to Get the Freshest Loaf

Discover the color code that will lead you to the freshest loaf on the store shelf every time.

22 Reasons to Stop Drinking Soda

Most of us know that soda isn't good for us, but that doesn't mean we stop drinking it. Here are 22 financial, health, and other reasons to kick the habit.

Feeling Stuck? 100 Ways to Change Your Life

In 20 minutes, you too can change your life in 100 different ways. Check it out!

Debit Or Credit? Which One Should You Choose At The Checkout?

Debit or credit? Although the outcome seems the same, it’s a different process with different consequences.

The Meaning of Milk Label Colors

Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

8 Most Affordable Beach Towns in Mexico

Looking for a quick beach getaway? These gorgeous seaside towns in Mexico offer the most bang for your buck.

The Easy Way to Negotiate a Cheaper Hotel Room

Most hotels and inns are willing to negotiate their rates. All you have to do is be willing to ask.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

50 Great Things to Do With $50

One dollar may not buy you much anymore, but a crisp $50 bill still has value. From splurges to saving, try these savvy ideas for your half-hundred.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.