The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so
With my budget straining at the increase in the cost of milk, I can’t always justify buying my favorite shampoo, the best razor, or that luxurious body wash I crave. I have found
Wise Bread articles that are hot today.
How to Save for Retirement While Caring for Kids and Parents
In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.
21 Uses for Salt (Besides Seasoning)
Salt isn't just a way to make food more flavorful. From cheap cleaning to budget beauty and more, discover more great things to do with salt.
Find a Side Gig at These 4 Best Micro-Jobs Sites
One way to boost your savings is to earn a little extra in your spare time. Get your side hustle on via one of these quick job search sites.
Why You Should Ask for a CLUE Report Before Buying a Home
Wouldn't it be nice if you knew about a home's repeat problems before you bought it? There's a way; it's called a CLUE report.
8 Reasons to Skip the Big Holiday Dinner This Year
Here's why big holiday meals are such a drag — along with some pointers about where to learn more about overcoming it all.
6 Things You Should Always Buy at Department Stores
When you're trying to save big, you may try to avoid department stores — but for these six things, it's often worth the trip.
Everything New Parents Need to Know About College Savings
Diapers and formula aren't the only costs to consider when adding to your family. You'd better start thinking about college, too.
A better way to create a budget
The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so
6 Steps to Avoiding Credit Card Debt Over the Holidays
Follow these six steps and your holiday season will be credit card debt-free.
5 Things to Avoid Before You File Bankruptcy
Bankruptcy is trying enough already. Don't make it worse by making one of these mistakes.
Lifestyle Inflation: The Ultimate Financial Trap
Lifestyle inflation takes extra money and turns it into a vain attempt to buy joy. Avoid it by changing your perspective on money and happiness.
6 Ways to Get your Toiletries for Cheap or Even Free!
With my budget straining at the increase in the cost of milk, I can’t always justify buying my favorite shampoo, the best razor, or that luxurious body wash I crave. I have found
20 Free (or Really Cheap) Ways to Relieve Stress
The kids, the spouse, the boss, the car, the job, the news — the stress! Take the edge off and be the better you with these frugal ways to chill.
Why the Scarcity Mentality Is Keeping You Poor
It's wise to be careful with our resources, but too much caution will hold us back. Learn to recognize abundance.
7 Amazing Ways to Pay It Forward for Under $10
Doing good deeds doesn't need to cost a pretty penny. Go ahead — lend a hand for less than $10.
10 Things You Already Own That Can Be Turned Into a Tote Bag
You can always use an extra tote bag, and it turns out you can make one out of several items that are already in your house!
10 Grocery Store Secrets Only the Pros Know
Even food shopping pros may be unaware of these grocery store secrets.
5 Retirement Accounts You Don't Need a Ton of Money to Open
Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.
6 Ways to Win Free Stuff from Blog Giveaways
Want a piece of the prize pie? Check out these tips for scoring sweet giveaway prizes via blogs.
10 Big Expenses You Can Easily Get Rid Of
The 80/20 rule applies to budgeting, too — 80% of your spend goes to 20% of your expenses. If you can cut those big costs, the savings are big, too.