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Wise Bread articles that are hot today.

Start Saving More With This One, Simple Tool

If you're struggling to get by paycheck to paycheck, a spending book will help track where your money is going — and where you can start saving.

Swipe envy

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food

Join Our Tweetchat on Thursday 10/18, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Topic: How America Pays for College! Join our conversation with Sallie Mae for chance to win Amazon gift cards! Use #WBChat and #HowAmericaPays to participate!

Miser v. Stunna: A Case Study

Miserly is derived from a Latin term that means "wretched." It is the linguistic blood relative of miserable. Stuntin' is when you spend too much money and w

5 Signs It's Time to Find a New Bank

Poor service, endless fees, inconvenient locations… Why put up with it when you can go elsewhere for banking services?

5 Financial Accomplishments Millennials Can Be Proud Of

Millennials get a bad rap. Financially speaking, however, they've done some great things.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

The Compact: Mindfulness and Frugality Through Buying Used

Is it possible to save the planet while saving money? Reformed consumer Max Wong shares some of her thoughts on the difference between frugality and mindfulness.

How to Decide If a Membership Is Worth the Price

Before you sign up for another monthly payment, make sure that membership is worth it.

Vision Boards: Dream Big, Play with Pictures, and Watch your Life Change

Here's a fun exercise the whole family can enjoy in creating your future by playing with pictures.

25 Ways to Boost Creativity

Feel like your brain is drained? Get inspired with these 25 tips for expanding your creative horizons.

Finding Money: 11 Ways to Save Money you are Spending Without Sacrificing Anything

There are a number of ways to find money by rearranging your finances, stretching your shopping dollar, and spending wisely. Here is a collection of 11 Tips to help you find some m

Is daylight-saving time a complete waste of energy?

This weekend the clocks “spring forward.” I’m not a huge fan of DST . In fact, I’m not a fan of anything that steals

9 Fun and Affordable Vacation Ideas

Are your vacation plans stressing you and your budget? Consider some frugal alternatives for plenty of fun and relaxation that won't require overtime to cover it.

The 5 Best Hairsprays

Keeping your hair in place on blustery days isn't easy, but it can be. Just use any of these hairsprays and your 'do will continue looking fabulous.

Generosity or Stupidity?

There is a fine line between being generous and being stupid with finances. But where is that line?

The 8 Shopping Apps That'll Actually Save You Money in 2016

Couponing keeps getting easier and easier. Whether at the supermarket or your favorite store, these eight apps can save you big bucks.

Ask the Readers: How Often Do You Eat Out?

Tell us how often you eat out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Road To Becoming A Rich Idiot

Ever met a rich idiot? I’ve known at least two. Not counting my telephone conversation with self-proclaimed Rich Idiot and multimillionaire Robert Shemin (author of “How come TH

6 Totally Free Babysitting Alternatives

Going on a date when you have kids can be expensive, but these creative, free babysitting alternatives will have the whole family looking forward to date night.