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I have a couple of friends who live by their credit cards. Unfortunately, they both have lower income jobs and live in survival mode, while continuing to participate in one financially [more]
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A time horizon is the length of time you can leave money in an investment before you need it. Apply this concept to improve your financial health, now and later.
Anybody--but especially frugal people--can be excused for thinking that the whole credit crisis thing is being overblown. After all, we get along without debt. In fact, we str
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