Hot Today

Wise Bread articles that are hot today.

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

10 Breakfast Foods to Help You Ace Your Job Interview

Before you head out for that job interview, make sure you've had a delicious, balanced breakfast.

Could You Put Away a Million Dollars by Driving a Used Car?

Everyone loves that new car smell. But wouldn't you love saving that money and turning it into a million bucks even more?

4 Things You Need to Know About Deferring Student Loans

Hitting pause on student loan payments can be a complicated process. You'll need this knowledge under your belt before applying for deferment.

8 Tips for Improving or Starting a Budget

Whether your current budget could use some tweaking or you're trying to get your finances sorted out for the first time, these suggestions can help you build a better budget.

7 Things the Craziest Christmas Fanatics Do

It's easy to get caught up in the spirit of the season. Too easy, in fact, for these holiday celebrants who take holiday excess to excess.

5 Creative Uses for a 529 Plan

You know a 529 savings plan is for your children's college expenses, but with some creative thinking, it can be so much more.

7 Ways Your Bartender Is Ripping You Off

Before you hit the bars and clubs, make sure you know some of the ways you can get shortchanged by the bartender.

How to Clean Your Dishwasher

Your dishwasher does a good job cleaning the dishes, but it doesn't always do a good job cleaning itself. Learn how to avoid breakdowns and high repair costs.

10 Things in Your Basement You Should Throw Out Today

If you've got a basement, you've probably got a lot of clutter. Start tossing it out today!

How to Get a Refund When Something Is Non-Refundable

The terms "non-refundable" and "non-returnable" make too many people avoid customer service. But with these tips, you can get results.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

How to Get Your Money Back When You’re Denied a Refund

Not every retailer you shop will have flexible return policies or exemplary customer service. But you can still get a refund if you know who to ask.

4 Tips for Living Spontaneously on the Cheap

It might seem like spontaneity is the enemy of frugality, but there are some simple ways to fit the fun of spontaneity into your frugal life.

How to Find Unlisted Jobs and Win Every Salary Negotiation

Learn how to land a dream job, explain resume gaps & build awesome networks from NYT bestselling author Ramit Sethi.

5 Everyday Routines of Wealthy People

There's no one trick to becoming fabulously wealthy, but a structured daily routine may be a step in the right direction.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

Credit One Bank Unsecured Visa with Cash Back Rewards Review

This cash back card targets those with poor to bad credit, but beware the extra costs of this card.

Astoria Bank Secured Visa Credit Card Review

The Astoria Bank Secured Visa Credit Card has low fees and offers interest on the security deposit.

10 Ways to Spot a Motivated Seller

The housing market is currently red-hot, but that doesn't mean you can't strike a deal. Keep your eyes peeled for signs a seller really wants to sell.