Hot Today

Wise Bread articles that are hot today.

What If Everyone Suddenly Became Frugal?

What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t

Pick Up One of These Frugal Hobbies This Weekend

Battling boredom can bust your budget, briskly. Fill your you time with fun, cheap hobbies that can improve your life, and maybe even your finances.

Student Loans: The Third Way to Ruin Your Finances

"Is college worth it?" has become a difficult question to answer — and answering wrong could saddle you with years of debt. Here are your options.

Who Should Pay for the First Date?

If you're dating, the rules of who pays the first time you meet can get murky. One writer clarifies the situation (hint: always bring your wallet).

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

Ask the Readers: What Are the Best Gifts for Teens?

Tell us what you think the best gifts for teens are and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Does living frugally hurt the economy?

When I advocate for frugal living, people sometimes ask, "What if everybody lived like that?  Wouldn't it hurt the economy?"  My natural inclination toward frugal liv

Self-Made Billionaires: Investment Lessons From Their Success

If you want to get rich on the stock market, follow the example of this group of self-made, billionaire investors.

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

Why Learning the Guitar Is the Best Investment You Can Ever Make

Even if you never release an album, learning to play the guitar repays the investment many times over. Learn why.

Getting Ahead At Work: Are You A Hammer Or A Swiss Army Knife?

Is it better to be great at one specific thing or just really good at a whole bunch of different things? While one might put you in a class all by yourself, the other can make you

Best Money Tips: Tax Audit Flags

Today we found some fantastic articles on tax audit flags, tips for lowering your heating bill, and tips for easing back into work after vacation.

How Much Does a Flu Shot Cost?

When it comes time for you to think about getting your seasonal flu shot, there are a few ways to go about getting one – each one with a different price tag. Before you run out and

Dryer Sheets, Shampoo, and 15 Other Everyday Things You Can Make at Home

Why buy when you can make at home so many of the home and personal care products you use? Here are 17 easy recipes to get you started.

15 Easy Ways to Save for Your Dream Vacation

Think you'll never be able to afford your dream vacation? Think again! These 15 savings techniques will get you there.

7 of the Most Innovative, Useful, and Insane Desks

Whether you want to conserve space, sit less, or just have a desk that's really, really cool, these unique options will make your office awesome.

Is There Such a Thing as a "Safe" Investment?

We all want to protect our nest eggs, but the question remains: Is any investment truly "safe?"

Is Pay-As-You-Drive Auto Insurance Worth It?

If you car spends more time in the driveway than on the road, a pay-as-you-go car insurance plan may save you money.

7 Ways to Save Loads of Money Using Credit Cards

Few financial products are as versatile and powerful as a credit card. Here are seven ways they can save you money.

Is an All-Cash Diet Right for You?

Budget in the red again? Quell your craving to overspend with plastic with an all-cash diet instead.