Hot Today

Wise Bread articles that are hot today.

6 Times You Should Never Take a Loan

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.

Tiny Nestegg? Retire abroad!

Can't afford to live on your pension or Social Security in the U.S.? Why not find a cheaper place to live? No, not Canada - the other communist mecca... that's right, China! Ha ha! I know I'll get all kinds of flack for that one. [more]

How to Talk About a Previous Job in an Interview

Your interviewer asks the killer question: "How did you like your previous job?" Here's how to respond without blowing it.

6 Ways Regular Budget Meetings Might Save Your Marriage

Marriage is about compromise, but when it comes to money, it can be hard to give in. Say "I Do" to these six strategies of marital budget bliss.

7 Ways to Entertain Party Guests on a Shoestring Budget

Throwing an unforgettable soiree doesn't have to blow your budget. Keep your party guests entertained with these helpful tips.

The Key To Making Money Online? Diversification, Baby!

Most of us are familiar with the term "diversification". Its what the well-respected analysts tell us to do with our investment portfolios to insure against the ups and d

15 Ways to Solve Your Problem

When you're facing a difficult situation, these 15 techniques — from going outside to remembering the Alamo — can help you find your solution.

How to turn an $1800 stimulus check into $1980.

It seems the retail giants are serious in their quest to get hold of your economic stimulus check. One of the biggest, Sears, is offering to multiply your check if you spend it the

Should You Choose a Roth 401k or a Regular 401k?

Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu

How to Evaluate a Neighborhood Before You Buy

When you move into a new place, you're moving into a new neighborhood, too. Discover how to find out if it's right for you before you buy or rent.

The Upside of Down

As we watch the markets sink and gyrate, it's a scary time. There's talk of a major recession. While the downsides of a downturn are obvious and very real -- lost work, lost invest

8 Ways to Make Sure You Never Pay an ATM Fee

If tapping the ATM results in repeated fees — you’re doing it wrong. It’s time to get smart about automatic money machines.

Please Pass the October Surprise

I've always believed that mastery of vocabulary is at least halfway to mastery of the subject. Words are power--the kind of power commonly wielded by eggheads with pocket protector

Save a Surprising Amount by Quitting These 4 Bad Habits

Breaking a bad habit is not easy, but it's a whole lot easier when there's a lot of money is at stake. How much can you save?

Gardening in a Group: 6 Tips

The new White House garden is definitely a joint effort: it's 1,100 square feet that will be tended not only by members of the White House grounds staff but will involve students f

Why You Need Credit — and How to Build It From Scratch

Learn how to create a great credit score even if you don't have an extensive financial history.

Times Are Tough; Would You Consider A DIY Funeral?

It's never pleasant to think about death and funerals, but if there is one certainty in life, it's that we're all going to bite the dust at some point. And just like most things in

The 5 Habits You Must Break to Become More Self-Confident

You can be confident — just break through these five life-ruining habits. We'll tell you how.

Location Independent Career Basics

WA location independent career is your ticket to workplace freedom. We’ll look at the basic qualities (good and bad) of a location independent career.