Hot Today

Wise Bread articles that are hot today.

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

16 Must-Haves to Pack for Your Next Cruise

Before you step foot on the gangplank, check your pockets and luggage for these essentials. You're gonna need 'em!

Are You Ready for Home Ownership?

My husband and I just moved to the Great Northwest, and we batted around the idea of purchasing our first home. [more]

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

Quick travel ideas

So, I'm finishing up at my old job this week and things are crazy. Thus, I offer you some of the best travel tips that just might save you some money.

6 Ways Instagram Stars Make Money and Travel the World

Ever wonder how Instagram stars are able to make money and see the world? It's not an easy process, but the end result is certainly worth it.

Pick Up One of These Frugal Hobbies This Weekend

Battling boredom can bust your budget, briskly. Fill your you time with fun, cheap hobbies that can improve your life, and maybe even your finances.

Student Loans: The Third Way to Ruin Your Finances

"Is college worth it?" has become a difficult question to answer — and answering wrong could saddle you with years of debt. Here are your options.

Shopping Smart at CVS

Maybe shopping at CVS doesn’t seem that frugal, but — if you play your cards right — there is a guaranteed way to get stuff there for free (or really, really cheap).

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

Ask the Readers: What Are the Best Gifts for Teens?

Tell us what you think the best gifts for teens are and we'll enter you in a drawing to win a $20 Amazon Gift Card!

7 Money Lessons I Learned From Thrift-Shopping

Scouring thrift shops can bring out your inner treasure hunter — and you inner money master. Here's what one avid picker picked-up about personal finance.

Self-Made Billionaires: Investment Lessons From Their Success

If you want to get rich on the stock market, follow the example of this group of self-made, billionaire investors.

5 Incredible World Cities You Can Afford

You don't need a zillion dollars to live the life of an ex-pat — just choose one of these picturesque and charming cities.

8 Quotes to Inspire Your Dream Career

If your current pays-the-bills job isn't your dream career, this collection of wisdom just might give you the push you need to find more joyful work.

Website 101: How to Build a Site and Get It Online

Creating a website is easy with this step-by-step advice that takes you from idea to published product.

Why Learning the Guitar Is the Best Investment You Can Ever Make

Even if you never release an album, learning to play the guitar repays the investment many times over. Learn why.

Why You Should Think Twice Before Bidding on Freelance Gigs (Book Giveaway)

Many aspiring freelance writers get caught in a race to the bottom on content job bidding sites. Earn what you're worth with these tips from a successful blogger.

Getting Ahead At Work: Are You A Hammer Or A Swiss Army Knife?

Is it better to be great at one specific thing or just really good at a whole bunch of different things? While one might put you in a class all by yourself, the other can make you

How to Find the Best Local Discounts for a Trip

If you're planning a vacation, you've probably already found a great deal on airfare and accommodations. Now use local deal sites to save on other areas of your trip.