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Wise Bread articles that are hot today.

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

What Hurricane Maria Taught My Family About Life, Money, and Community

How do you live without electricity, running water, or reliable communication? You learn how to make use of what you have.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

10 Questions to Ask Before Accepting a Credit Card Offer

It feels like we toss out unsolicited credit card offers every day. But what about when you actually want to accept one?

11 Smart Ways to Maximize Desk Space

How do you expect to get any work done when your desk is a mess? Maximize that minimal space and watch your efficiency soar.

How Job-Hoppers Can Keep Up With Their Retirement Savings

Job hopping is now the norm in the working world. Make sure to take your retirement savings along for the ride.

Which Airline's Frequent Flyer Miles Have the Best Value?

Do some frequent flyer miles have more value than others? Let's find out.

8 Smart Things to Do With Your Settlement Money

A sudden windfall is exciting, thrilling, and — overwhelming! Spend your lucre wisely, or you may find your pockets are empty again soon.

5 Unforgettable Train Trips Across the U.S.

If you're looking for a unique getaway that you'll never forget, hop on one of these trains and enjoy the view.

8 Things You No Longer Need to Keep in Your Wallet

Is your wallet weighing down your pockets? Ditch the old school wallet and go digital.

8 Ways to Buy Jeans on the Cheap

You don't have to spend half a paycheck on a nice pair of jeans. Cheap, stylish, and well-fitting jeans exist. You just have to know where to look.

Ask the Readers: What Aspect of Personal Finance Do You Want to Learn More About?

Tell us what aspects of personal finance you'd like to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Free Debt Management Tools

You're always checking your smartphone anyways, so you may as well put it (and the Internet) to better use tracking your debt!

How to Split Food Expenses With a Significant Other

One of the bread-and-butter issues couples have to figure out when moving in together? Who pays for the bread and butter.

50 Things You Can Do Today Instead of Going Shopping

Resist the retail therapy urge and instead spend the day broadening your horizons, reconnecting with a friend, or participating in one of these 48 other pastimes.

The 5 Best Mops

Cleaning floors can be a pain — make it easy with one of these great mops.

Here's How You Should Budget Your Social Security Checks

You don't get to quit budgeting just because you've retired. Actually, if you collect Social Security benefits, it's more important than ever.

The 5 Best Earplugs

Sleeping soundly on-the-go isn't easy, but it can be. Just use any of these earplugs and you can snooze whenever you need to.

5 Characteristics of the World's Youngest Billionaires

There are 2200 billionaires in the world, and just 63 are under the age of 40. Here's what they have in common.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?