Hot Today

Wise Bread articles that are hot today.

The Benefits of Changing Your Routine

What's the secret to losing weight, getting more done, and feeling happier? One simple word — change.

5 Websites to Book Cheaper Travel Packages

Looking to book an affordable travel package? These sites will help you find the best possible deal.

The Digital Detox: How and Why to Do It

Addiction to digital devices is a real thing. If you're considering taking a break from your iStuff, learn what to expect — and the benefits you can reap.

21 Experiences That Make Great Gifts

Everyone loves unwrapping a present, until it becomes next year's clutter. Consider an experience instead — the memories last forever!

5 Things Debt Collectors Don't Want You to Know

Debt collectors sometimes have a few sneaky tricks up their sleeve. Beat them to the punch by knowing your rights.

9 Easy Ways to Pay With Your Smartphone

There's no need to carry a stack of plastic or wad of cash everywhere you go. Make your money as mobile as you are!

How to Tell if That Home Business Opportunity Is Really a Pyramid Scheme

It can be a pretty steep uphill climb to become a moneymaking MLM superstar.

How to Make Your Own Soda

From healthy fizzy juices to root beer actually made from roots, from simple seltzer recipes to fermented treats, discover all the ways to make soda at home.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

3 Reasons Not to Save for Your Child's College Fund

It goes against common advice, but you might be better off not saving for your child's college education. Here's why.

4 Tools That Help You Find Free Award Flights

These online tools can ease the stress of looking for free award flights by doing all the work for you.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

Ask the Readers: How Do You Celebrate Thanksgiving on a Budget?

Tell us how you celebrate Thanksgiving on a budget and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Ways to Create a Great Home Gym For Less

If your New Year’s Resolutions involve exercising a bit more, you’re not alone. While the fitness industry won’t see as big a boom as they are used to this year, there’s still lot

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

The 5 Best Surround Sound Speakers

If you're saving money by watching movies at home, make your home entertainment system extraordinary with these surround sound speakers.

Prepaid Gift Cards for Modern Envelope Budgeting

Interested in budgeting your money but don't want to carry loads of cash? Enter in the modern equivalent using Gift Check Cards or Preloaded Student cards.

14 Ways to Retire Early

While retirement itself may seem an impossible dream, with good planning and aggressive saving, you may be able to actually retire — early.

10 Smart Things to Do During Your Commute (Even If You Drive!)

Why fill your public transit commute (or drive) with mindless chatter when you can use that time to smarten up, instead?

Yes, You Need Home Title Insurance — Here's Why

Home title insurance is one more fee in the closing costs pile. Do you really need it?