Hot Today

Wise Bread articles that are hot today.

6 Times You Should Never Take a Loan

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

Effort vs. Results: The Difference Between Trying and Getting It Done

Sometimes, trying hard isn't enough. If you really want spectacular results, you need to make sure you properly direct your efforts. Here's how.

4 Simple Ways to Conquer Your Fear of Investing

Don't be daunted by the stock market. With a little change in outlook, you can conquer your investing fears.

What to Do if You're Laid Off Before You Retire

You’ve found yourself out of work before you were ready to retire. Don’t worry! You can make this transition work.

Are You Getting Charged by a Text Message Scam?

One writer shares her story about being charged for a cellphone text message service she never signed up for — and how you can avoid the same scam.

8 Startling Facts That Will Make You Want to Invest

Having trouble taking the plunge into investing? These eye-opening facts may shock you into action.

Tiny Nestegg? Retire abroad!

Can't afford to live on your pension or Social Security in the U.S.? Why not find a cheaper place to live? No, not Canada - the other communist mecca... that's right, China! Ha ha! I know I'll get all kinds of flack for that one. [more]

The 5 Best CC Creams

Make your complexion shine by using the right CC cream for your face. Any of these five best CC creams are great choices!

The 5 Best Wireless Chargers

Keeping your phone charged all day isn't easy, but it can be. Use any of these wireless chargers and your phone will never run out of juice.

The 11 Craziest Elite Airline Perks

Most of us consider free snacks and extra legroom great airline extras. From private jets to Porsches, find out what the elite get instead of a bag of peanuts.

8 Travel Warnings You Shouldn't Ignore

When was the last time you took notice of a travel advisory before you took a trip? It could be extremely dangerous to ignore them.

5 Steps to Getting a Free (or Close to Free) Vacation in 9 Months or Less with Credit Cards

Here is a step by step plan to earn enough credit card rewards for a free vacation in 9 months or less.

Does a plastic cork make for a lousy wine?

I remember the first time my mother opened a bottle of wine that featured a plastic cork. She gasped audibly; the family gathered in the kitchen, where we took turns poking at this

How Student Loan Debt Can Derail Your Future

It's time to stop believing that student loans are "good" debt. In fact, they can totally derail your future.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

Save Big at These 4 Discount Supermarkets

Skip the major markets and check out one of these discount grocers instead — you might slash your food bill in half!

From Fine to Fabulous: 7 Ways to Improve Your eBay Business

Online auction site eBay has matured, but it's still a great way for savvy sellers to earn extra income. Take advantage of the site with these seven tips.

6 Old School Tools to Help You Stay on Budget

If the latest apps and digital spreadsheets aren't your cup of tea, kick it old school with these low tech ways to keep finances on track.

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti

20 Cute, Creepy, Campy, and Scare-You-Stiff Halloween Movies for the Whole Family

Whether setting the mood for trick-or-treaters or in the mood for a scare, you'll find something delightfully frightful in this collection of family friendly Halloween movies.