Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st
Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ
Financial adviser and Certified Financial Planner are not the same thing. Jeff Rose, CFP for WiseBread.com explains what it takes to earn the CFP designation.
With the New Year celebration just around the corner from the Christmas shopping season, many people skip hosting a New Year's Eve party due to financial concerns. Find out how you
Sure, you'd like to boost your online presence and make money on the Internet. But just like pyramid schemes attract the greedy and fad diets interest the desperate, many social me
The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear
The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under th
A HUD-approved foreclosure prevention counselor shares what she's learned helping homeowners through the housing crisis — and how you can avoid the same fate.
Wise Bread articles that are hot today.
Not free to be poor
Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st
Seven Tips For Buying a Second Hand Car and Walking Away Happy
Here are a few tips to help make sure the second-hand car you are buying doesn't end up being a second-hand nightmare.
Peak Debt
Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ
3 Ways to Save Hundreds (or Even Thousands) of Dollars Without Thinking
These three methods barely require any effort — and they can have huge results.
6 Money Moves to Make When You Move Back Home With Your Parents
A huge percentage of Millennials move back home with Mom and Dad. These money moves will help them get their financial footing.
Best Credit Cards for Bad Credit
If you have bad credit you can start rebuilding with these credit cards.
Ask the Readers: Do You Plan to Go Back to School?
Tell us if you have plans to go back to school and we'll enter you in a drawing to win a $20 Amazon Gift Card!
What Does It Take to Become a CFP?
Financial adviser and Certified Financial Planner are not the same thing. Jeff Rose, CFP for WiseBread.com explains what it takes to earn the CFP designation.
The 5 Best Refrigerators
Get the best combination of energy efficiency and organization with one of these excellent refrigerators.
6 Smart Ways to Use Garage Space
If the garage serves no other purpose but another space for clutter to pile up, why not convert it into one of these creative uses?
How To Host A New Year's Eve Party On A Budget
With the New Year celebration just around the corner from the Christmas shopping season, many people skip hosting a New Year's Eve party due to financial concerns. Find out how you
7 ways to spot a social media snake oil salesperson
Sure, you'd like to boost your online presence and make money on the Internet. But just like pyramid schemes attract the greedy and fad diets interest the desperate, many social me
Beat the Nirvana fallacy: why doing something is better than nothing
The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear
6 Ways to Score Free Food at Chick-fil-A
Love Chick-fil-A? Get your fill — or more — with discounts and freebies from the popular quick serve chicken sandwich chain.
Should you skip a mortgage payment to get a bank's attention?
The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under th
Argentine Wine Hack: Make Bad Wine Better
If you open a bottle of wine that just isn't all that great, add some soda water to it. You'll be pleasantly surprised.
How to Tell if Your 401K Is a Good or a Bad One
The sad truth is that some 401K plans offer bad investments with high fees. Learn how to evaluate yours before you lose too much.
These Are the 8 Most Common Homebuying Mistakes Foreclosure Experts See
A HUD-approved foreclosure prevention counselor shares what she's learned helping homeowners through the housing crisis — and how you can avoid the same fate.
How to Pay Less for Your Next Vacation
Everything is negotiable, even travel. Find out when to call — and what to say — to get the best prices on airfare, hotels, and even souvenirs.
How to Turn Your Black Thumb Green
Don't let past failures keep you out of the garden this year. Grow your own flowers, veggies, and herbs with these simple tricks!