Hot Today

Wise Bread articles that are hot today.

Retail Therapy: The Benefits of Shopping

"Retail therapy" — shopping to help you feel better — is typically viewed with scorn. But some recent findings suggest that shopping can make you happy...if you do it right.

Score Your Dream Home With the Perfect Offer Letter

In a hot housing market, you want every trick up your sleeve to score your dream home. A heartfelt letter to the seller may be the key.

The Only Money Advice You'll Actually Listen To

The only financial advice you need is the advice you'll actually listen to. How do you find that best advice?

Start Planning Now for When Your Target-Date Fund Ends

Target-date funds are a common way to help you save for retirement. But what happens when they actually hit their target?

Energy Efficient Mortgages: Borrowing More to Save

Borrowing extra for an energy efficient mortgage can lower your utility costs and generate significant savings...as long as you make sure the math adds up.

10 Things You Don't Actually Need to Buy for Your New Baby (Plus 5 You Must)

It's tempting to fill up a baby registry with all sorts of newborn gear. Resist the urge and focus on stuff you'll really use.

5 Money Lessons People Learn at Their First Job

A first job teaches plenty about getting and keeping a job. A first paycheck teaches us a few things about getting and keeping money, too.

14 Signs You Have a Toxic Relationship With Money

Money is just a tool, right? It is until it becomes part of our identity, and then it becomes a problem. Learn to identify the signs.

How to Make Artisanal Bread on a Budget

Stop paying for those overpriced loaves when you can make delicious ones at home. It's great with soup!

The 5 Best Beach Tents

When you're at the beach and the sun gets too hot, it's nice to grab a little shade. Get any of these beach tents and you'll be tucked away from those harsh rays.

7 Ways Auto-Payments Can Screw You

Auto-pay can be a convenient way to pay for regularly billed goods and services. As with other conveniences, that benefit comes at a price.

Book Review: Debt Free for Life

There's a lot to like about author David Bach's two-step approach to paying down debt.

How to Deal with Tax-Deductible Receipts Quickly and Easily

How do you deal with tax-deductible receipts that you collect on the fly? Are they stuffed into your wallet until it becomes so distended that you are forced to do something abo

Cheap Smartphones: Which Ones Are Worth It?

Think getting a smartphone means shelling out hundreds of dollars? Nope. Check out the new crop of inexpensive, well-functioning smartphones.

Save Money on Groceries With These Online Tools

From meal-planning websites to click-and-print coupons, use these online tools to help combat rising food prices.

The Military's Four-Step Plan to Keeping Your Place Clean

There's no room in the armed forces for clutter and mess. Learn how to keep your place ship-shape with these secrets of military cleanliness.

6 Twitter Updates That Are Making You Look Dumb

Twitter allows you to share your wit and wisdom with the world. Which is great, until you commit one of these wince-worthy twitter-gaffes.

10 Books to Read for a Better Money Mindset

Struggling to stay true to your higher-self financial goals? Any of these reads can reset your money mindset.

25 Easy Organizing Changes You Can Make Today

You can get organized. (Really.) And you can even do it in small steps. (Seriously.) Start today with one of these 25 quick tasks.

6 Smart Ways Parents Can Save on Back-to-School Clothes

Your kids need new clothes for the school year, but they don't have to cost you an arm and a leg.