Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl
There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the
If we've told you once, we've told you a thousand times — you need an emergency fund! But if disaster strikes, these last-minute answers can cover a cash crunch.
Wise Bread articles that are hot today.
It Pays to Call and Ask
Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.
Start Saving More With This One, Simple Tool
If you're struggling to get by paycheck to paycheck, a spending book will help track where your money is going — and where you can start saving.
This Is When It Pays to Stay Loyal to a Rewards Credit Card
Staying loyal to a particular rewards credit card can be risky, but it can also pay off if you know how to play the game. This is how to win.
5 Ways to Dodge Peer Pressure to Spend
How do you resist the urge to spend money when you're with less-than-frugal friends? 5 tips inside.
How to Create a Financial 5 Year Plan
To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.
Speed Past Car Debt With This Simple Timing Trick
Satisfy your craving for that new car smell and get your household out of vehicle debt by staggering new car purchases every six years.
4 Ways to Reduce Your Tax Bill With Bonds
Everyone knows bonds can add diversity and stability to your portfolio. Even better? Many can reduce your taxes, too.
Ask the Readers: What is Your Best Back-to-School Shopping Tip?
Tell us your best back-to-school shopping tip and we'll enter you in a drawing to win a $20 Amazon Gift Card!
7 Things I Learned About Money After I Went Freelance
Becoming a full-time freelancer means getting serious about money. Here's what one Wise Bread regular learned after making the leap.
Plan for your wants
Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl
Tactics of the rich
There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the
Where to Turn for Help When You Don't Have an Emergency Fund
If we've told you once, we've told you a thousand times — you need an emergency fund! But if disaster strikes, these last-minute answers can cover a cash crunch.
DON'T Buy It Now on eBay without using Live.com cashback
You've been saving money with your online purchases thanks to Wise Bread, but wanna save even more? I know that got your attention.
How to Think Like an Olympian to Master Your Money
Olympians train hard, work harder, and never give up. Apply these same core principles to your finances — and go for the gold!
5 Ways to Prevent a Debt Spiral
Be the master of your fate when it comes to conquering credit card debt.
Should You Pay Your Mortgage Off Early?
Owning your home outright is a huge achievement. Weigh these options first, though, before tackling your mortgage early.
Are Your Assets Costing You Too Much?
Your assets add up to your net worth. So the more the merrier, right? Well, too much of a good thing can actually be a drain on your finances.
The Best Time of the Day to Do Everything
Are you a morning person or a night person? It might not matter. Discover how science says you should structure your day for the best results.
How Almost Anyone Can Afford to Retire in Mexico
Calling Mexico home during your golden years can really stretch your retirement savings. Crossing the border is a lot easier than you think!
6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe
From hurricane warnings to food safety advice, there's an app for that. Protect you and your family from a world of dangers with your smartphone.