Hot Today

Wise Bread articles that are hot today.

Is Zero Percent Financing a Free Lunch?

Zero percent financing may not be as good a deal as it sounds. Many such deals are simply a bait-and-switch ruse. Even when they're legit, they can wreak havoc with your credit.

Which Is Better for Your Business: Debt or Equity?

Is debt or equity better for your business?

When Buying Local Does (and Doesn’t) Make Sense

Buying local is a big trend right now. But as noble as supporting other local businesses might be, it also could be the wrong decision for your company.

3 New 1099 Rules You Should Know About

Starting next year, small businesses and entrepreneurs will need to issue 1099s for a variety of additional services. Find out what you'll need to track and report.

5 Business Lessons from Billionaire Investors

If it works for Warren Buffet, it'll work for you, too.

7 Ways to Lower Your Credit Card Interest Rate

It might be time for better credit terms. With a little planning, you can negotiate your way to lower credit card interest rates.

Audit-Proof Your Hobby Business

Turning your passion into a sideline business can help you earn some extra cash. But it can also attract the watchful eyes of the IRS.

4 Genuine Ways To Execute The Brand Promise

It's not enough to develop a brand promise. To be successful, your company has to live up to it.

How To Read Five To Ten Books Each Month, and a Special Deal For Wise Bread Readers!

I used to work very long hours, and spent many of them in my car. But despite the 14 hour days in addition to the regular chores to keep my home chugging along, I managed to read f

Stupid Credit Card Tricks: How Your Credit Card Company Lies to You

Credit card companies employ a number of tricks to keep you in debt. Learn them before you're swimming in it.

How Rewards Cards Make Money

If you think you're gaming your credit card company, think again — you might be one of its biggest money makers. Learn how to avoid the trap.

Frequent Flyer Junkie? Manage your Miles Here

It's a daunting world of rewards programs out there. From frequent flyer miles with every major airline, to hotel reward programs, to individual store loyalty plans, not

Save 50% On Your Passport Application?

By 2009, passports will be mandatory for all US citizens traveling abroad. If you were planning a trip to Canada, Mexico, or the Caribbean, this could mean a rather substantial add

Ask the Readers: What is Your Favorite Part About the Holidays?

Tell us what your favorite part about the holidays is and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Is Your Favorite Budgeting Tool?

Tell us about your favorite budgeting tool and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Are Your Tips for Healthy Eating?

Tell us about your tips for healthy eating and we'll enter you in a drawing to win a $20 Amazon Gift Card!

8 Things You Must Do to Throw a Frugal, Fun Backyard Party

All too soon, the leaves will have turned and Halloween will be on the horizon. Enjoy what's left of summer with an easy-to-plan backyard get-together.

8 Common Job-Hunt Tips You Should Ignore

Want to get a job? Ignore this advice — and learn what you should be doing instead.

Master Your Life and Stop Self-Sabotage (Book Review)

You almost get that job promotion you yearn so badly for, but things fall through at the last minute. Every time your love life gets serious, the relationship blows apart. You woul

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