Hot Today

Wise Bread articles that are hot today.

4 Magic Words and Phrases That Will Make You Sound Smarter

Because you're a regular Wise Bread reader, you're right more often than not. Sound even smarter — instantly — with these clever words and phrases.

When and How to Offer Discounts for Early Payment

Offering discounts for cash, upfront and early payment can be an integral part of a comprehensive business management strategy, not just the domain of the accounts receivable de

Negotiating a Lease with Your Potential New Landlord

Here are the fine points of negotiating for rental space, including a few opportunities a newer business owner might miss.

Bad Credit? It Might Cost You Your Marriage

Your perfect partner is smart, funny, attractive. What more could you want from them? Add this to your list: a good credit score.

Exploring Debt Restructuring Options

If your business is finding it hard to keep up with all its credit card, credit line, and bank loan payments, it may be time to consider debt restructuring.

7 Personal Finance Tips for Animal Lovers

We love our pets — too much sometimes — and it can cost us plenty. Get smart about caring for Fido and keep him from tearing a hole in your budget.

This May Be the Best Time to Negotiate Loan Terms

With credit at its tightest in over ten years, banks are hurting. For successful borrowers, that means loan terms and conditions may be more negotiable then ever.

11 Free Ways to Generate Referrals

What to generate referrals without spending money? Here are ways to elicit, not solicit, referrals.

Best Money Tips: Negotiate a Gym Membership

Today we found some awesome articles on how to negotiate a gym membership, 8 presents for dad under $20, and how to interview when you don't have experience.

17 Creative, No-Mess Activities for Kids Stuck at Home

Help your homebound kid avoid the boredom blues by keeping them occupied with these no-mess activities.

How Nutrition Labels Are About to Get Better

Nutrition Facts labels are about to get their first major makeover in 25 years. Will they help us eat healthier?

5 More Everyday Words That Are Making You Look Stupid

Punch up your status by avoiding this collection of all-too-common words and phrases that make you look like a dunce.

What Stuxnet Means for Small Business

Cybercrime in general and Stuxnet in specific presents clear financial threats to you and your business.

Best Money Tips: Staying Cool Without Burning Up Your Wallet

Today we found some great articles on staying cool without burning up your wallet, credit card commandments, and handling out-of-reach goals.

5 Ways to Make Passive Income Online

From ebooks to advertising, the internet is your go-to place for creating passive income streams.

The 4 Ps of Luxury Branding

Our 1920s flying machines pre-dated the Four Ps of marketing, but those marketing points were still integral for growing our business.

Where to Do 9 Popular Bucket List Items on a Budget

Don't break the bank to complete your bucket list.

Freelance to Small Business: 10 People Who Made the Transition

From writing to designing water bottles, these 10 people turned their part-time freelance work into full-time businesses. Learn how you can too.

5 Money Mistakes Couples Who Live Together Might Make After a Breakup

Breaking up is hard to do. When money is involved, it's even harder.

Everything You Need to Know About Peer-to-Peer Investing With Lending Club

For borrowers, Lending Club offers another funding source. For investors, it's a way to invest in consumer debt. Here's how to get started.