Hot Today

Wise Bread articles that are hot today.

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

10 Great Uses for Old Ties

Thrift stores (and maybe even your very own closet) tend to be filled with used ties. Give them new life with one of these easy DIY projects.

Pay Yourself First: What It Means, and How to Do It

Can't save money? Think again. Try this technique to automate your savings and reach your financial goals.

7 Important Money Moves to Make in the New Year, According to Financial Advisors

Now that we've entered a new year, and a new decade, it's time to make these smart money moves.

52 Uses for Rubber Bands

The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.

12 Delicious, Healthy, and Inexpensive Snack Options

Skip expensive store bought, processed snack "foods," and replace them with these real food snacks that cost less in dollars and calories.

25 Frugal Items for Your Organic Vegan Grocery List

It's easy to spend a lot when going vegan or vegetarian. But by shopping smarter and choosing the right pantry items, a healthy diet doesn't have to be harmful to your wallet.

Don't Panic: Do This If Your Identity Gets Stolen

Identity theft is a scary subject. But really, you shouldn't panic. Help is right around the corner.

7 Apps That Monitor Your Credit for You

There's an app for everything these days — even credit monitoring. Now there's really no excuse!

How to Brown Bag it With Style

Finding time to pack your lunch for work each day can feel pretty overwhelming. Trying to be creative about it can be even more frustrating. Following are several categories of sug

6 Ways to Avoid Sneaky Online Price Changes

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

15 Cheap, Clever, and Attractive Ways to Save on Gift Wrapping Paper

Save some money on gift wrapping supplies this year by looking beyond the store gift wrap display and dressing your gifts in something out of the ordinary.

How Recent Grads Should Prepare for Student Loan Payments

Now that college is over, it's time to start paying those student loans. Here's how to budget for those payments without feeling too overwhelmed.

17 Part-Time Jobs to Do While Your Kids Are at School

While the kids are away, SAHMs and SAHDs can earn some extra pay!

6 Negotiation Tips for Introverts

Negotiating comes easily for some, but not all. If you're an introvert struggling to haggle, these tips will help you get what you want.

Slamming Suggestions for the Humble Rubber Band

Have more of these things floating around than you know what to do with? Just like clothespins and binder clips, these humble bits of office flotsam can be used for more things tha

Top 5 Ways Thieves Use Your Stolen Credit Card

Your credit card is gone. By the time you report the loss, it's likely one of the following crimes has already happened.

New Ideas for Old Neckties

Recently, at an open mic night event my husband and I attended with friends, I noticed an interesting use of a recycled necktie. Seeing this reminded me of a skirt I saw years ago