Hot Today

Wise Bread articles that are hot today.

What's Better: Less Debt or More Savings?

Does your high-interest debt count as an "emergency?" Well, yes, but not one worth draining your entire emergency fund.

Excel: The Most Underrated Software You Already Own

Want to save yourself hours of mindless work and look really smart at your job? Then you need to learn how to use Excel.

Tech Life: 8 Reasons Why You Shouldn’t Be an Early Adopter

It might be a boost for your ego, but it's a bummer for your wallet. Learn why avoiding early adoption saves you money — and gets you better tech.

6 Retirement Rules You Should Be Breaking

There's more to the golden years than meets the eye (and wallet). You may want to consider breaking these often misunderstood rules of retirement.

9 Ways to Vet Your New Employer

Your potential new employer wants to know everything about you. Do you know everything you need to know about them?

8 Ways Being Patient Saves You Money

Patience is a virtue — for your wallet, too. Find out how going zen can save you big time.

Book review: The Only Investment Guide You'll Ever Need

Andrew Tobias' The Only Investment Guide You'll Ever Need is the perfect book for every Wise Bread reader.

8 Ways to Prepare for a Stock Market Dive

Got a little bit jumpy after the last market downturn? Relax. Here's how you can be prepared for the next one.

How to Save Big on Last-Minute Travel

The early bird always gets the worm, right? Wrong! There are plenty of ways to save big on last-minute travel.

Mend a Broken Heart Without Breaking the Bank

If you and your significant other recently called it kaput, don’t bury yourself in spending sprees — try some of these frugal self-help therapies instead.

Estate Planning: Why Me?

What is an estate, what makes up an estate plan, why do I need one, and how do I go about planning? These and more questions are answered in this matter-of-fact article.

Solve Problems, Study, and Brainstorm using Mind Maps

Mind Mapping is a creative process used to accomplish and enhance tasks that may otherwise be boring or difficult. You can transform the way you study, take notes, brainstorm, and

Dealing with Financial Drought: A Recovery Plan

You know how it goes. One minute, you have extra money sitting in the bank just waiting for you to play with it. The next, your car needs repaired, or the cat gets sick, or the roo

Root cause of the financial crisis

Several times recently, Treasury Secretary Paulson (and many others) have claimed that the "root cause" of the current financial crisis is "the housing correction." This is comple

How to Score Free (or Almost Free) College Textbooks

Textbooks can cost you thousands of dollars over the course of your college career. Keep costs down with these tips.

Best Money Tips: Ways to Lower Car Insurance Rates

Today we found some great articles on ways to lower car insurance rates, the best mobile apps for personal finance, and traits common of most millionaires.

What to Do If You Didn't Save for Your Child's College

The best time to start saving for your child's education was 18 years ago. If you missed out, there are still ways to help them afford college.

12 Habits of Highly Responsible Credit Card Users

While regular credit card use can be harmful, these 12 responsible credit habits can help you build a stronger credit rating and a healthier bottom line.

7 Things Not to Buy on Black Friday

Don't count that doorbuster as a win just yet. Spending money on these bad Black Friday buys is more of a wallet-buster.

7 Decisions That Seem OK Now, but Might Ruin Your Finances Later

"It seemed like a good idea at the time," is not something you want to tell yourself about a money decision. Beware of these money traps!