Hot Today

Wise Bread articles that are hot today.

Do You Really Need “Soft” Water?

Water is a necessity. Soft water may not be. Depending on where you live and how you use water, the cost of processing your water may not be worth it.

Ask the Readers: How Do You Stay Frugal During the Holidays?

Tell us how you stay frugal during the holidays and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Make Your Computer Faster Instead of Buying a New One

Buying a new computer is exciting, but paying for it is not. I'll walk you through five easy steps that'll have your PC cruising like it was fresh out of the box.

How to Avoid Getting Your Credit Card Canceled

Find out why your credit card could be canceled on you without notice, and tips to help avoid it.

5 Tips for Remembering Names

If you forget names as soon as you've heard them, follow these suggestions to avoid embarrassing "I totally don't remember who you are" moments.

6 Times You Should Never Take a Loan

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

Can't afford to live on your pension or Social Security in the U.S.? Why not find a cheaper place to live? No, not Canada - the other communist mecca... that's right, China! Ha ha! I know I'll get all kinds of flack for that one. [more]

Why You Don’t Need Mortgage Life Insurance

When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insura

Avoid Bank Fees

How do you avoid bank fees? Read the stuff from your bank and understand what services are free and what services aren't.

How to Rack Up Extra Rewards Points by Buying Gift Cards

Buying gift cards could be the key to earning extra rewards points.

6 Safe Places to Visit in South America

These South American destinations are beautiful, affordable, and safer to visit than you might think.

What Happens When Your Credit Card Debt Is Charged Off?

A “charge off” on your credit card debt doesn’t mean it’s disappearing. Take action before your credit score takes a huge hit.

You're Washing Your Clothes Too Often! (What to Do Instead)

You can cut your bills and your eco-footprint by running the washer less often. And with a few simple tricks, your clothes can be just as clean.

8 Ways to Keep Boredom from Destroying Your Budget

When there's nothing to do, it’s tempting to fill that void with something that costs money. Learn how to avoid those budget-busting boredom traps.

That "What if you knew you were going to die" question

You've no doubt seen the question in many different forms. Sometimes it's, "What would you do if you learned you were going to die tomorrow?" Other times it's "What would you do