Hot Today

Wise Bread articles that are hot today.

How to Build Your Own Amortization Schedule

Looking for a dull, but financially eye-opening home project? Great! Today, we're going to build an amortization schedule. [more]

How Authenticity Could Make or Break Your Small Business

Forget marketing: Your small business only needs one very special thing to be truly successful.

6 Money-Saving Items to Bring On Your Next Cruise

Cruising is an affordable way to travel, but you could save even more if you pack the right gear.

9 Smart Moves to Make After Getting a Raise or Promotion

Nice job! Be sure to follow up your promotion or raise with plenty more of what got you here.

Maintaining Memories: How to Save Old Photographs

Don't let your old photographs fade and crumble in some attic box! Instead, follow these steps to share them and keep them safe.

6 Places It Pays to Relocate To

Looking for a change? From paying you for your smarts to just plain paying you, these six locations want you so much, they're willing to pay you to move.

11 Ways to Have Fun at Your In-Laws

Visiting in-laws can be emotionally and physically draining. Learn ways to enjoy yourself and your family despite holiday and travel stress.

A Step-by-Step Guide to Planning a Trip Around the World

Planning a trip around the world? Use this step-by-step guide to help you in the planning process.

Maximize Your Car's Efficiency With 'Hypermiling'

'Hypermiling,' a set of driving techniques for maximizing a car's fuel efficiency, received a lot of attention this summer. However, the idea of driving 50 mph, rolling

Designing your life

Key decisions that you make—especially when you're young, but also later—have implications that ripple through the whole rest of your life. People treat these early

The 5 Best Lip Balms

Keeping your lips soft and chap-free isn't easy, but it can be. Just use any of these lip balms and your pout will always look perfecto.

The 5 Best Coffee Grinders

The best way to get fresh, coffee-shop quality java at home is to grind your own beans. Make it happen with one of these great grinders.

Avoid These 7 Things When Living With Roommates

It's not easy making the rent, and for many, roommates are unavoidable. Let's try to make this arrangement as painless as possible, shall we?

Cut Your Electric Bill With Solar Panels

Solar panels can reduce your electricity bill, increase your home's value, and reduce your carbon cost to the environment. Here's how to get started.

What You Need to Know Before Buying Your First Home

Buying a home is expensive — and stressful. Follow this guide to help plan ahead, understand the process, and save money.

The Art of the Trade

Money or not, things around the house need fixing, painting and up keep that goes beyond DIY. It might be a good time to look around your neighborhood for someone who'll trade his

How to Be Fearless and Do What You Want

Overcoming fear sounds easy when the motivational experts advise it. Get from the scary here to the confident there with practice, planning, and a little playacting.

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?

Holiday Gift Ideas Straight Out of Your Pantry

When it comes to thinking up creative holiday gifts, it's worth taking a look in your pantry. If you're looking for a way to make your own holiday gift from scratch, consumables —

The "one big lump" theory of your money

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in d