Hot Today

Wise Bread articles that are hot today.

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

4 Ways to Fund Your New Business Without Borrowing a Dime

Being your own boss isn't cheap — you'll need cash to get started and to keep going. Here's how to do it without taking on startup debt.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

The 5 Best Detangling Combs

Ouch! If your hair snags or pulls when you go to brush it, you need one of these five best detangling combs.

What Does Your Personal Guarantee On a Business Credit Card Mean?

A credit card for your small business can be a great way to manage expenses (and earn rewards). There's just one catch.

DIY - Silk Flower Brooch

In true Wise Bread fashion, learn how to make flower brooches yourself and save big.

10 Surprising Ways a College Education Will Improve Your Life

You'll spend a lot for a college education — maybe too much. Besides a shot at a job with a decent income, what else are your student loans buying?

Win Your Next Potluck With One of These 23 Cheap, Easy Potluck Dishes

These tasty, simple recipes for appetizers, main dishes, salads, and desserts won't break your bank, but will win you accolades.

How to live with inflation

Of the various ills the economy can face, inflation is simultaneously the worst for society as a whole, and yet the easiest for individuals to deal with successfully. The strategi

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

The Real Value of Forever Stamps

Considering that I pay most bills online, I don’t use a whole lot of postage stamps these days. When I do, however, it almost always involves me digging through piles of paperwork

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

7 Ways My Clunker Is Smarter Than a Hybrid

Hybrid cars are all the rage, but keeping a "clunker" might be a better move, environmentally and financially.

11 Famous Failures That Led to Success (And the Lessons They Teach)

Winning isn't everything. For these famous failures, losing was the only thing, until they finally won. What can you learn from their mistakes?

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

10 Spa Treatments You Can Do at Home

You don't need to empty your wallet at the spa to enjoy facials, manicures, and more. Discover 10 luxurious treatments you can do on your own.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

Save Hundreds on Back to School Shopping with These Credit Card Tricks

If you're dreading the expense of back to school shopping, these credit cards tips can help you big!

4 Ways to Come Clean When You've Been Financially Unfaithful

Admitting your wrongdoings to a partner is hard. Add money to the mix, and that makes things even harder.

Don't rely on credit for your emergency fund

There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as