Hot Today

Wise Bread articles that are hot today.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

Mental Accounting: Why You Blow Your Tax Refund but Not Your Raise

Learn why we treat some money differently from other money — and how to get a better overall grip on your finances.

Emergency Preparedness For Your Freezer

We’ve been weathering tornado season with your typical emergency planning and assortment of supplies. Candles, radios, and a clean basement shelter are ready to go at a moment's n

8 Cheap Ways to Save Money on Gas

Here's a list of strategies, products, and more to help push the price at the pump back a bit and keep your wallet and tank full.

4 Reasons Why Everyone Needs Side Income

Many people don't try to earn extra money outside of their jobs, but they should. Here's why.

How Cash Rewards Credit Cards Really Work

Confused by the proliferating credit card rewards programs? Find out what terms to avoid — and which ones will really save you money.

Quality Over Price: 15 Items to Spend More On

Want to make sure you're getting the best value for your dollars? When it comes to these 15 items, it makes sense to spend more.

6 Cheap Date Ideas for Nature Lovers

You don't have to spend your entire paycheck to have a romantic evening out. Just venture out into the great outdoors!

How to Create a Honeymoon Registry

If you'd rather get help financing a honeymoon than gifts at your wedding, here's a handy guide on how to set up a honeymoon registry.

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.

The Fastest Method to Eliminate Credit Card Debt

Yes, you can get out of credit card debt — and faster than you think. The sooner you start, the sooner you'll chip away at that financial burden.

The 5 Best Allergen Sprays

Keeping your home free from dust mites and other allergens isn't easy, but it can be. Just use any of these allergen sprays and you'll always breathe easy at home.

Ask the Readers: What Are You Most Thankful For?

Tell us what you're most thankful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ultimate Guide to Cash Back Shopping

You can actually earn back some of what you spend on Internet purchases. Learn more about the programs available and how to avoid common mistakes.

This One Mistake Could Delay Your Retirement by 10 Years

Buying a home is a big decision and if you don't do it right, you could be paying for years and years. Use cash flow to help make the right choice.

Why You Should Follow Google's 20% Rule

This simple idea can make you happier, wealthier, and more valuable at work.

Cracking the Infamous McDonalds Monopoly Game

Your chances of winning McDonald's Monopoly game are all based on the odds of finding one particular piece from each set.

Walking Into The Spirit of Travel

Travel allows you to escape your mundane surroundings and see the world from a new perspective. Unfortunately, the cost and time commitment makes frequent trips impossible for most

How to Pick a Travel Insurance Policy

Travel insurance can be worth the cost, as long as you pick the right one from a company you trust. Here's how to do that.

7 Money Moves to Make as Soon as the Kids Move Out

High-five, empty nester! Your chicks have successfully spread their wings. Now it's time to get your finances back on track.