Hot Today

Wise Bread articles that are hot today.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

5 Common Budget Mistakes You Can Fix Right Now

We all make mistakes. These budget blunders are easy to correct with a few simple adjustments.

The 4 Worst Kinds of Debt to Have in 2019

Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.

6 Negotiation Tips for Introverts

Negotiating comes easily for some, but not all. If you're an introvert struggling to haggle, these tips will help you get what you want.

7 Easy Ways to Build an Emergency Fund From $0

When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!

Top 5 Ways Thieves Use Your Stolen Credit Card

Your credit card is gone. By the time you report the loss, it's likely one of the following crimes has already happened.

15 Easy Dinner Party Dishes You Can Make in Advance

Make hosting a dinner party a lot less stressful — and a lot more fun — with with these easy, make-ahead dishes.

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

How to Choose a Credit Card

With all the credit card offers out there, it can be hard to figure out which ones are worth it. Help decide what card is right for you with this list.

22 Ways to Reuse Paper

Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.

7 Apps That Monitor Your Credit for You

There's an app for everything these days — even credit monitoring. Now there's really no excuse!

The 3 Best Pieces of Financial Wisdom From Oprah Winfrey

There's nothing Oprah can't do — including offer some stellar financial advice. Learn how to handle your money from an icon with plenty.

10 Things You Need to Know Before Taking Out a Personal Loan

There are plenty of reasons to consider taking a personal loan. But before you do, you need to consider some important factors.

35 Mouth Watering Lentil Recipes

The humble, affordable lentil is delicious and full of protein. You're sure to find something tasty in this collection of 35 easy to prepare lentil recipes.

10 Great Uses for Old Ties

Thrift stores (and maybe even your very own closet) tend to be filled with used ties. Give them new life with one of these easy DIY projects.

Pay Yourself First: What It Means, and How to Do It

Can't save money? Think again. Try this technique to automate your savings and reach your financial goals.

7 Important Money Moves to Make in the New Year, According to Financial Advisors

Now that we've entered a new year, and a new decade, it's time to make these smart money moves.

6 Secrets to Mastering the Debt Snowball

The debt snowball method really, truly works. Now, you just need to master it!

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.