Hot Today

Wise Bread articles that are hot today.

Yes, You Need "Fun Money" in Your Budget

Being frugal doesn't mean kissing fun goodbye. In fact, you should be budgeting for it!

7 Signs You're Financially Ready to Start a Family

It's hard to know when you're 100 percent ready to have a baby, but these financial signs mean you're off to a great start.

8 Things That Are Cheaper to Replace Than to Fix

Cheap modern manufacturing means that for a lot of the stuff in our lives, buying new is often cheaper than fixing old.

7 Ways to Get Fit With Your Dog

Man's best friend can also be your best motivator. Use these seven cheap activity ideas to get off the couch and get fit with your favorite pup.

DIY - Silk Flower Brooch

In true Wise Bread fashion, learn how to make flower brooches yourself and save big.

How to Get Rid of Your Junk

A few weeks ago, I took a seminar called "Commanding Your Clutter" at a local community college. Here's what I learned about collecting, hoarding, shopping, and finally, letting go

4 Ways to Find Income While Waiting for Full Retirement Age

Don't just sit around waiting for your full retirement age to start bringing in maximum social security benefits — bring in some extra money in the meantime!

What's Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?

Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.

The false goal of maximizing investment returns

Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash res [more]

How To Turn A Video Game System Into A Gym Membership

Never thought you could actually get in shape with that PS2 or Xbox, huh? Believe it or not, I justified buying a PS2 because it's cheaper than hiring a personal trainer and ge

Watch Out for These 5 Sneaky 401K Fees

Don't let fees and plan costs sap your 401K earnings. Watch out for these five hidden retirement fees.

5 Ways to Build Retirement Stability in Your 50s

Your 50s are no time to slow down your financial progress. These critical money moves could save your retirement.

25 Career Changes You Can Make Today

Don't complain about your job without doing anything — make a positive career change right now with one (or more!) of these techniques.

10 Surprising Ways a College Education Will Improve Your Life

You'll spend a lot for a college education — maybe too much. Besides a shot at a job with a decent income, what else are your student loans buying?

Get More from Pumpkin Carving by Baking the Seeds

Even if you don’t celebrate Halloween, the pumpkin is a staple food for fall recipes and decorating schemes. The bright orange squash variety i

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

Best Money Tips: The Downsides to Early Retirement

Today we found articles on the downsides to early retirement, clever Alexa commands you will use over and over again, and creative ways to save money this summer.

11 Cool Jobs for Outdoorsy Types

If sitting behind a desk makes you cringe, these outdoor jobs might be perfect for you.

Credit Card Rewards Programs

A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs. And in my research, I discove [more]

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.