Hot Today

Wise Bread articles that are hot today.

Thrive as a Starving Writer--Lessons from the Experts

The web is full of advice for starving writers. And why not? Any writer has heard the advice "Write what you know," and one thing many writers know is about being a starving writer

10 Cheap Exercise Tools for a Killer Workout

Skip the fancy gym membership and get a killer workout with these frugal fitness tools that'll fit anyone's budget — and fitness level.

Ask the Readers: Do You Have the Tools? (Chance to win MS Office!)

Since sharing is really what we want to be about, we don't just want to give you ideas -- we want to equip you with tools, as well! That's why in addition to this week's prizes of

Will You Ever Be Able to Retire?

A real retirement seems to be moving further from reach. Bring it closer with good planning and realistic expectations.

The 5 Best Selfie Sticks

Taking the perfect selfie by yourself isn't easy, but it can be. Just use any of these five selfie sticks and your selfie game will remain strong.

3 Reasons Why You're Still in Debt

Avoiding — and climbing out of — debt is pretty simple. But that doesn't mean it's easy. Learn why you're still in debt — and how to get out of it.

10 Ways You Can Bend Time to Improve Your Life

Some moments in time are better than others. Learn how to savor the best times and manage the worst for greater happiness and satisfaction.

Should You Pay Your Bills With a Credit Card?

It's the easiest way to rack up more rewards. Just keep a few caveats in mind.

How to Ensure You Get the Home Loan You Want

Ever since the real estate crash, mortgage lenders have tightened requirements. That means to get a loan, you have to be well prepared.

8 Real Life Calamities That Can Drain Your Finances (Plus How to Defend Against Them)

Life is full of ups and downs. Sometime the downs take all your money along for the ride.

3 Reasons to Make Your New Year's Resolutions Today

One more cookie? January 1st is when you’ll diet. Buy another gift? You’ll budget better next year. Here's why you shouldn't wait until 2011 to start working on your goals.

Buying a New Smartphone Without Extending Your Contract

Buying a new smartphone can be inexpensive if you're willing to extend your contract, but getting a cheap smartphone with no contract extension? That's an art.

10 New Beauty Products You Need to Know About

Get ready for fall with this collection of the season's must have beauty products and tools.

10 Smart Ways to Make Yourself Hate Spending Money

You've tried and tried to control your spending, but still it gets away from you? Make spending something you dislike and watch your savings grow.

These 7 Companies Have the Craziest Employee Perks

Our employers give most of us a paycheck, health care, paid vacation — and that's about it. A lucky few of us also get flying lessons. Wait, what?

6 Reasons Every Millennial Needs a Roth IRA

You're young, you're earning an income, and you're ready to save for retirement. It's time to open a Roth IRA.

Frugal Lessons from Spider-Man

The name "Spider-Man" isn't exactly synonymous with "financial planning," but the web-slinger can still teach us some money lessons.

5 Things Play Teaches You About Personal Finance

Personal finance is serious business, just like the rest of adulthood. And like the rest of adulthood, we can learn about it through play.

4 Underrated U.S. Cities You Need to See This Summer

Been there done that? These often overlooked U.S. cities have plenty of charm and lots for visitors to see and do — usually for cheap.

Build a Secure Future Starting With Your Next Paycheck

Don't just dump your next paycheck directly into your checking account. Make these wise money moves instead.