Hot Today

Wise Bread articles that are hot today.

5-Day Debt Reduction Plan: Stop Waiting for Tomorrow

Debt sucks. It’s time to tackle it, today, before it turns into an even uglier monster. Get started reducing your debt by following this simple five-day plan.

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

4 Reasons Credit Is Safer Than Debit

If you're prone to overspending, a debit card may be your best bet. For everyone else, credit cards are the safer choice.

Best Credit Cards for Consolidating Debt

Get rid of your debt by consolidating with these credit cards.

Treat Yourself With These 7 Free Self-Care Routines

Believe it or not, you can practice self-care without spending all your money — or even some of it!

5 Reasons Being a Millionaire Is Overrated

Being a millionaire sounds pretty great. Is it really?

McMansion to McCottage: Why Smaller Houses Are Smarter

When it comes to our homes, is bigger always better? From saving money to cutting clutter and more, explore the benefits of buying or building small.

Best Money Tips: Habits of Effective Credit Card Users

Today we found some excellent articles on habits of highly effective credit card users, getting the discipline you need to reach your goals, and things to buy on Black Friday.

How to Make a Piggy Bank

Since I don't like being weighed down by these precious metals or the idea of losing them, I've started saving all of my loose coins in a do-it-yourself piggy bank.

7 Ways to Stay Calm in Stressful Moments

Feel stress? Practice calm.

Here's What's Included in a Home's Closing Costs

You know closing costs make up a hefty bill when buying a new home. Have you ever wondered what's included in those costs, exactly?

6 Ways to Make a Snowbird Retirement Affordable

So you want to pack your bags and spend the cold winter months of your retirement somewhere warm? Here's how to do it on a budget.

9 Actions to Take When You're Denied a Credit Limit Increase

You want a higher credit limit, but your lender isn't on board. Some smart money moves now can solve this problem before you ask again.

Are You Frugal or Cheap?

Saving money is great — but sometimes, it can be taken too far. Are you crossing the line from savvy frugality into miserly cheapness?

Tasty, Healthy Breakfast Cookies With Chocolate-Covered Espresso Beans

Begin the day right with these healthy, bake ahead breakfast cookies that pack just enough caffeine to get you out the door.

10 Repairs That Aren't Your Landlord's Responsibility

One of the best things about renting is that most problems aren't yours — they're the landlord's. But not these.

10 Reasons You Probably Overpaid at the Store

You can be the smartest shopper around and still end up overpaying for everyday things. Here's how you're getting tripped up.

Watching Tots: How to Get Started in Babysitting

Teens make good pocket money by babysitting, but there's no rule that says adults can't do it, too. Here's how to get started.

20 Money Mistakes Everyone Makes But No One Talks About

When a finance blunder make you cringe, you're not alone. We're all guilty of some of these money mistakes.

9 Unexpected Expenses for Retirees — And How to Manage Them

Lots of things get cheaper as we age, but not everything. Be prepared for these unexpected retirement expenses.