Hot Today

Wise Bread articles that are hot today.

The line between frugal and crazy

You don't have to go very far down the path of being frugal to reach the point where people start questioning your sanity. (You bicycle to work? Even though you have a perfec

2 Simple Ways to Get Holiday Shopping Bonuses for Huge Savings

Before you ring up your gifts, make sure to check for these special bonuses to save big!

Multi-Level Marketing: The Future or Folly?

Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity

Stretching Meals for Unexpected Guests

I think I’ve lucked out — plenty of my friends live in my immediate vicinity. One even lives in the next apartment building over. This does mean, however, that people are in the ha

Home Education Curriculum on the Cheap: 10 Ways to Learn for Less

In a recent cost-study I completed, I found that it is possible for American families to spend between $300 and $4325 per year to homeschool a single child.

Hand-me-down Cell Phones

If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t

The 5 Best Eyelash Curlers

Keeping your eyelashes curled isn't easy, but it can be. Just use any of these eyelash curlers and your lashes will always look fab.

Are You Wasting $300,000 on Lunch?

If you're dropping dollars on takeout lunches every day, you just might be eating your retirement.

5 Off-Season Foods That Are Destroying Your Grocery Budget

Off-season fruits and veggies are eating a hole in your grocery budget. Know when to stock up, and when to skip.

The good life on less energy--even in the US

Whenever I write a post about energy, I point out that we know it's possible to have a high standard of living while using less energy--people in European countries do, so it must

Ask the Readers: Where Do You Shop for Groceries?

Tell us where you shop for groceries and we'll enter you in a drawing to win a $20 Amazon Gift Card!

8 Reasons the Easter Bunny Should Give Money Instead of Candy

While you're letting your kids gorge on candy, consider weaving in these lessons in personal finance.

How to Raise Your Kids to Be Financially Independent

What your kinds don't know about money can hurt your wallet. One parent shares the lesson plan he used to teach his kids financial independence.

Be a Winner with Your Dinner (Or not)

I would never advocate buying fast food just to win something. If you are already driving thru, however, it’s something to consider. And with many of the prizes having less to do

Fresh Fruit for Rotten Cheapskates Like Me

What’s a good way to save money on fresh fruit? Eat with the season. Out of your own backyard. Or your neighbors. My quick and easy raw foods apple sauce recipe is at the end. You

How Emotions Can Hurt a Home Buyer

Granite counters and fresh paint can lead a buyer to overlook a home's flaws. Avoid buying the wrong house by recognizing these common biases.

The Basics of Asset Allocation

Once beginning investors move beyond indexes and mutual funds, they start to hear about asset allocation. Learn the basics and how they apply to your investment decisions.

5 Smart Travel Hacks Only Frequent Flyers Know

You don't have to dread the airport. These smart frequent flyer secrets will have you breezing through the terminal (almost) stress-free.

Can a Kindle Save You Money? Oprah's Coupon Code Makes It Easier

For awhile I have been pondering whether Amazon's Kindle reading device can really pay for itself. But something happened today that got me off the fence: Oprah shared a coupon cod

The High Cost of the "Treat Yourself" Mindset

You might be able to justify a "treat yourself" purchase, but all those little treats add up to one big, stressful bill. What's it really costing you?