Hot Today

Wise Bread articles that are hot today.

Patriotism and Personal Finance - A Brief Walk Through American History

To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a f

Pre-Approved for Credit Card Offers: Are You Pre-Qualified?

What does it mean when you get a preapproved or prequalified credit card offer in the mail?

5 Ways to Say "No" to Friends and Family

It's not always easy to say no to the people you love. Reclaim your time while keeping your relationships with these five ways to say "nay."

5 Unexpected Side Benefits of Your Side Hustle

Making extra money on the side isn't only about the extra money — find out about the other perks that come with a side job.

That "What if you knew you were going to die" question

You've no doubt seen the question in many different forms. Sometimes it's, "What would you do if you learned you were going to die tomorrow?" Other times it's "What would you do

Make Money and Declutter by Selling These 5 Unlikely Treasures

Your junk can totally be another person's treasure. Don't just dump your old stuff in the donate pile — sell them!

Carnival of Personal Finance #205: Pay it Forward Edition

Wikipedia tells us that the expression "pay it forward" is used to describe the concept of asking that a good turn be repaid by having it done to others instead. More specifically,

How I Averted an Emotional Spending Binge: My Six-Step Program

When you're tired or feeling blue it is easy to fall prey to emotional spending. Here's my six-point strategy for avoiding frivolous spending when you are at your most vulnerable.

Forget Your Weaknesses and Build on Your Strengths to Find Success

Choosing the path of least resistance doesn't mean you're lazy; it means you're playing to your strengths. Here's why you should keep doing it.

Frugal Gluten-Free Living: Flour Tortillas that Taste Great!

This easy recipe for homemade tortillas is fast, delicious and entirely gluten-free. The best part is, even your gluten-eating friends will enjoy them.

5 Big Brands Making the World a Better Place

Next time you're ready to spend some cash, try shopping these brands. The dollars you spend there will go toward making the world a better place.

How to Earn Over $12,000 Through Referrals

Sometimes it's all about who you know. Turn your network into cash and credits with this collection of referral programs.

10 Safest Cities in America from Natural Disasters

Devastating natural disasters seem to abound lately, but here is a list of 10 US cities where you can feel safe.

6 Ways to Get Paid to Learn

Lifelong learning is important, but you don't need to go back to school. Choose one of these six methods, and you can actually earn money while you learn.

31 Great Gifts That Keep on Giving

Don't give something that'll end up in the junk drawer. Instead, try one of these creative gifts that will be appreciated for months (or even years!) to come.

Use "Cognitive Crafting" to Ace Your Next Job Interview

If you want to ace your next job interview, all you need to do is change your perspective.

11 Ways to Make Money While at the Beach This Summer

Beach life has its charms, not the least of which is the opportunity to earn extra cash from visitors drawn to the shore.

The 5 Best Bug Sprays for Home Pest Control

Keeping your home bug-free during the warmer months isn't easy, but it can be. Use any of these bug sprays for home pest control and your sacred space will remain bugless.

How to Protect Yourself from a Home Improvement Scam

When you decide to get work done on your home, you have to be careful. There are plenty of people out there looking to rip you off.

9 Ways to Maintain Motivation When the Going Gets Tough

Getting through a difficult time or task can be incredibly trying. Follow these tips to stay motivated and on-track to overcome whatever comes your way.