Hot Today

Wise Bread articles that are hot today.

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

10 Big Expenses You Can Easily Get Rid Of

The 80/20 rule applies to budgeting, too — 80% of your spend goes to 20% of your expenses. If you can cut those big costs, the savings are big, too.

The 5 Craziest Groupon Deals

A good deal on Groupon is also sometimes worth a good laugh. You'll never believe these wacky offers.

The Types of Savings Accounts: Which Is Right For You?

Everyone needs an emergency fund, but with interest rates on savings accounts so low, where should you keep this money? Here are your options.

DIY Baby Care for Your Cheap Bum

A dear friend of mine had six children. She once told me that one secret to their financial stability came in the form of making their own toiletries and bathroom items, specifica

Health Insurance Costs Too High? Alternative Not Pretty

I hear this argument over and over and it's one of the things I'll debate until I'm blue in the face. "Health insurance is too expensive." Ok, I have to agree

Ask the Readers: What Do You Enjoy Most About the Olympics?

Tell us what you enjoy most about the Olympics and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Pros and Cons of Retail Health Clinics

Next time you are heading to the grocery store, remember to add “healthcare” to your shopping list! Yes, healthcare services are now being offered at local grocery stores, drug sto

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

The Government Is Hiring: Who and Where

Bucking the employment trend, the government is also getting ready to add more jobs. Yes, the government is boning up to do some massive hiring. If you are in the job market for

10 Sites and Apps to Help You Track Your Spending and Stick to Your Budget

One of the best ways to manage a budget and control your money is to actively track spending. All of these apps and online tools make tracking your expenses easy.

Eat Dessert, Save!

Are you skipping dessert because it just costs too much, either in money, time, or calories? Skip no more! Read on for ideas to make dessert easy, affordable, and healthier than ev

Can Too Many Credit Cards Hurt Your Credit Score?

You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?

25 Frugal Changes You Can Make Today

Frugal living does not involve drastic changes. A few small changes can lead you down the right path.

5 Hair Conditioners You Can Make at Home

No matter what kind of hair you have, you can keep it beautiful naturally with one of these five simple, natural homemade hair conditioners.

8 Little Luxuries That Go a Long Way

From nice soap to good food to quality kitchen gear and more, a few small splurges are sometimes all you need to make your life feel utterly luxurious.

5 Questions Retirees Should Ask Before Starting a Small Business

Retirement is usually a time to relax — but for others, it's time to open their dream business. Is it really the right move?

How to Host an Awesome Frugal Movie Night

Skip that expensive movie theater trip. Instead, follow these suggestions to host a great movie night at home, featuring comfy seating and amazing snacks.

Tips For Starting (Or Jumpstarting) Your Exercise Regimen

How are your resolutions to get fit, exercise more, and lose weight going? If you need a nudge or some encouragement, check out my doable-with-a-busy-schedule approach to getting r