Hot Today

Wise Bread articles that are hot today.

You Don't Need a Retirement Plan — You Need a Financial Independence Plan

If planning for retirement is your primary financial goal, you may be doing it wrong.

9 Money Saving Reasons to Buy a Food Dehydrator

Food dehydrators can save you money and time, and are very affordable these days. Here are nine ways a dehydrator can help you stretch your budget

Does Personality Type Determine Your Income?

The Myers-Briggs test analyzes 16 different personality types, some of which tend to be higher earners than others. Where do you fall?

Are poor folks and the middle class on the same side?

Rational people try to buy what they need at the cheapest price they can find. There's a contrary argument, though, that holds that it's "shooting themselves in the foot" for poor

Tips for Sounder Sleep at Hotels

Shouldn’t hotels offer a peaceful atmosphere for a few hours of sleep? After nearly two decades of business and leisure travel, I’ve refined my strategy for carving out a bit of re

3 Smart Ways to Save on Father's Day

Father's Day spending is at a record-high, but here's how you can save money by getting Dad something he really wants.

Book review: The Self-Sufficient Life and How to Live It

In the days when self-sufficiency was simply the normal way of things, you'd learn the necessary knowledge and skills from your parents. (And from your grandparents, aunts and

Turn smugness into a positive virtue

Various times here in my posts I've admitted to an unfortunate tendency toward smugness. It's really a negative character trait, and one that I struggle against. There are ways,

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Why We're So Materialistic (Even Though We Know It's Dumb)

Getting control of our spending and our finances would be a lot easier if we weren't so materialistic. So why are we?

The 5 Best Smart Scales

Weighing yourself is never fun, but you can make it painless with the right scale. Just use any of these smart scales and your weigh-ins will never suck.

19 Tips to Cut Costs by Using Your Oven Efficiently

The oven is not the most energy-efficient way to prepare your food. 19 tips to help you maximize your oven’s energy-efficiency, as well as to cut your cooking costs.

5 Things You Shouldn't Buy This Black Friday

With all the websites, magazine ads, and televisions commercials telling you what you should buy, I thought it may be helpful to provide you with a list of the top 5 things you sho

Want Free HBO or Showtime? Just Ask.

Premium channels come with premium prices. Usually, between $10 and $20 a month, depending on the channel and your cable/satellite company. But here's something that applies across

The 5 Best Charcoal Scrubs

Keeping your skin clear isn't always easy, but it can be. Use any of these charcoal scrubs and your pores will remain unclogged.

The 5 Best Bidet Seats

Think bidets are just a European way to use the bathroom? Think again. Use any of these bidet seats and you'll see why they're so popular.

Get Paid for Paying Early with The Plum Card® from American Express

Get the business charge card that gives you a 1.5% discount and lets you defer payments.

How to Improve Your Credit Score

By following a few simple steps you can improve your financial situation and credit score.

The Only Fruits and Veggies Worth Growing Yourself

Gardening is fun and satisfying, but why not go for the fruits and vegetables that offer the most value, too?

STOP! 10 Work Email Mistakes You May Be Making

Email has transformed how we work. That is, it has if you can avoid making any of these dumb email mistakes.