Hot Today

Wise Bread articles that are hot today.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

What Do I Need to Know Before I Hire a CFP?

Need help managing your finances? Make sure you know what you're getting when you hire a financial advisor with the CFP designation.

Save a Bundle on Your Groceries: Consider Your Local Asian Market

Despite the coupons and the special offers, the major supermarket chains are not cheap. You find a deal now and then, but on the whole they really don’t give you great value for mo

Telling My Daughter the Truth about Her New 'Friend,' The Salesclerk!

At the risk of hurting my baby's feelings, I had to tell her that the cool teenager in the 'tween-age clothing store was not really a friend. The 16-year-old salesclerk --so cute,

Things You Must Know to Protect Yourself in an Auto Accident

Don't make an auto accident worse by causing more harm — whether to you, or to your insurance rates. Here's how to prepare for an accident, and what to do after.

25 Dumb Habits That Are Keeping You in Debt

Struggling with debt? It's probably because you've made one (or more!) of these money behaviors a bad habit. Learn what they are and how you can change.

The 5 Best Electric Kettles

If you drink tea or French press coffee, you probably heat water every day. Do it faster and with less energy with these electric kettles.

4 Times When Bundling Insurance Doesn't Make Sense

"Bundling" is a buzzworthy term in the insurance world. But, sometimes, you're better off keeping your policies separate.

Best Money Tips: The Best Sites for Renting and Buying Textbooks

Today we found some stellar articles on the best sites for renting and buying textbooks, steps to financial prosperity, and things you should know about the U.S. economy.

Beyond Debt-Free: Getting By in the New Economy

Living debt-free is a great goal — but as the economy remains shaky, is that enough? Discover more ways to make sure you're on solid financial ground.

8 Ways to Get Fit While Hanging Out With Animals

Yes, you can get in shape and hang out with your four-legged friends at the same time!

Best Money Tips: These 5 Things Make You Terrible With Money

Today we found articles on the biases and fallacies that make us terrible with money, rules that every real estate investor should follow, and how to recover from a spending spree.

5 Business Lessons From These Child Entrepreneurs

What can you learn from kid entrepreneurs? Just about everything you need to know to launch a successful business!

Cheap Fun and Libations: Brewery and Winery Tours

For a fun, educational afternoon with free drinks, brewery and winery tours are where it's at. Discover how to find them and what to expect.

10 Stupid Shopping Mistakes Even Smart People Make

Sometimes we're not as thrifty as we think we are. Avoid these shopping slip-ups and bring home more for less every time.

How to Stick to an Exercise Plan

If you've set a goal to lose weight or get healthy through exercise, great! Make sure you achieve your goal by following these suggestions.

Cheap Ways to Add Big Flavor to Your Food

Make palate-pleasing dishes while minding your wallet with these suggestions for adding big flavor to your meals.

The 5 Best iPhone 6 Covers

In order to keep your iPhone in top texting and tweeting condition, you need a phone cover that's durable, like one of these best five choices.

Best Money Tips: These Cities and States Will Pay You to Move There

Today we found articles on places that will pay you to move there, expensive things that are not worth the extra cost, and things that a neuroscientist says will make you happier.

Your Personnel File...at home

Your employer has (or should have) a personnel file with your name on it; should you have one also? Theoretically, you should be able to access information from your file at the of