When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
The evidence is clear that multitasking isn't very productive. But that doesn't mean multitasking isn't an efficient use of time — if you can learn to juggle.
Wise Bread articles that are hot today.
5 Ways to Qualify for a Mortgage With a Small Downpayment
A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.
8 Questions to Ask on a College Tour
Picking the right college is as simple as knowing the right questions to ask.
Your budget: envelopes or a plan?
When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]
Save the Tomatoes! Autumn Tips to Prolong the Growing Season
A cold snap is predicted for the Midwestern states over the next few days. Here are a few tips for saving the good green ones from the frost.
5 Ways to Embrace Having to Work in Retirement
Retirement isn't always a permanent send-off from the working world. If you have to return to the daily grind, there are actually some pluses.
Who Should Pay for the First Date?
If you're dating, the rules of who pays the first time you meet can get murky. One writer clarifies the situation (hint: always bring your wallet).
5 Money Moves to Make the Moment You Decide to Get Divorced
Finding a lawyer is the instinctive first move when a marriage falls apart. Making these critical money decisions should be second.
Three bad ways to fund mortgage lending (and maybe a good way)
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
6 Ways Greed Is Keeping You Poor
"Greed is good," goes the famous line. After all, isn't greed a natural way to amass wealth? Not exactly.
Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?
You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.
The World's Most Affordable Michelin-Starred Restaurants
It's rare for a restaurant to earn a Michelin Star (or two or three!), but you won't need a second mortgage for meals at these acclaimed eateries.
The Simple Way to Make Multitasking Actually Work
The evidence is clear that multitasking isn't very productive. But that doesn't mean multitasking isn't an efficient use of time — if you can learn to juggle.
Fast Food, Slow Food, and Your Dollars at Work
Trying to eat well while spending less is a tough balancing act. However, buying more expensive food today may save you money in the long term.
4 Best States to Start a New Business In
The entrepreneurial spirit is alive and well for many Americans. Their small business ventures would fare particularly well in these four states.
Turbo-Charge Your Nutrition With Superfoods
You can rev up your diet by understanding and using the power of superfoods. Explore which foods fall within the superfood category and why.
Is an All-Cash Diet Right for You?
Budget in the red again? Quell your craving to overspend with plastic with an all-cash diet instead.
7 Things Financial Advisers Wish You Knew About Retirement
You don't need a crystal ball to plan your retirement. You just need to listen to your financial adviser.
Are You a Hothead? 10 Things Patient People Never Say
Sometimes even the best of us lose our cool. If you find yourself belting out any of these phrases frequently — you may need to tone it down.
How to Make Artisanal Bread on a Budget
Stop paying for those overpriced loaves when you can make delicious ones at home. It's great with soup!
5 Money Lessons From Millionaires
When it comes to managing money, millionaire tactics tend to contain a surprising amount of common sense and frugality.