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Wise Bread articles that are hot today.

6 Smart Things to Do With Your Extra Student Loan Money

Before you spend that extra student loan money on new clothes or dinner out, consider these smart money moves first.

How to Break Bad Habits

Breaking a bad habit doesn't cost a dime but might save you plenty while boosting your confidence and your social capital. Learn how with these five easy steps.

Quick Hack: How To Age a Digital Photograph in Seconds

Aging a photograph used to be quite a skill. In fact, only the best retouchers could pull it off convincingly. Computers made the process easier; and programs like Adobe Photoshop

Cocktail Time: Great Budget Liquors

Skip the mouth-puckering, bottom-shelf stuff and enjoy your drinks (while saving money!) with these great, moderately priced spirits.

9 Cities You Never Knew Went Bankrupt

We all know the plight of Detroit, but the Motor City isn't the only American city to go BK. You might be surprised by these other bankrupt 'burgs.

28 Free Ways to Entertain Your Kids This Summer

You can make plenty of fun memories with your kids this summer and it won't cost you a thing.

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

11 Delicious Dishes You Can Make With a Can of Tomato Soup

A can of tomato soup can go a long way. Take yours beyond a bowl of soup with these delicious and clever recipe ideas.

Should I Take a Job That Pays Less Than Unemployment?

The statistics are in. While the unemployment rate was last counted at 8.5%, the underemployment rate (those who quit looking for work or have taken part-time jobs in lieu of a de

6 Mobile Payment Tools You Should Start Using Today

Everything else has gone digital, why not your credit cards? Check out these mobile payment tools you can start using today — and leave your wallet at home.

The 5 Best CC Creams

Make your complexion shine by using the right CC cream for your face. Any of these five best CC creams are great choices!

10 Ways to Improve Your Company's Culture, Even If You Aren't the Boss

If your company culture leaves you in a sour mood, take heart; you can still make positive changes, even if you're not the boss.

Here's What to Do Immediately After a Credit Card Breach

Plastic is more secure than ever, but that doesn't mean your credit accounts can't be hacked. Find out how to lock it down after an attack.

12 Fun Facts About Valentine's Day Spending

Fun fact: we spend a lot of money on Valentine's Day gifts — with the U.S. spending $1.5 billion on greeting cards alone!

How to Avoid Getting Your Credit Card Canceled

Find out why your credit card could be canceled on you without notice, and tips to help avoid it.

16 Ways to Use Up Leftover Champagne

Don't pour last night's leftover champagne down the drain! Save it to use as a key ingredient in cocktails, desserts, soups, hair care, and more.

7 Reasons to Invest in Stocks Past Age 50

Conventional wisdom says you should invest conservatively near and after retirement. Is that actually wise?

6 Common Excuses for Not Saving Money

If you don't feel like you're saving enough money, there's probably one thing stopping you — you. Learn how to get over the excuses and start saving.

How to Find Your New Identity After Retirement

Your job is part of who you are. What happens when you leave it?

4 Simple Ways to Conquer Your Fear of Investing

Don't be daunted by the stock market. With a little change in outlook, you can conquer your investing fears.