Hot Today

Wise Bread articles that are hot today.

Why You Need a Time Budget — and How to Create It

If time is money, wouldn't a budget help you manage your time, too? Of course it would! Get started building your time budget now!

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

9 Silly Reasons People Don't Invest (But Should)

People come up with the silliest reasons not to get started investing. Drop these excuses and get started investing!

8 Ways Your Credit Card Benefits Will Save You Money

Read the fine print on your credit card agreement, and you may be surprised at all the ways your account can save you money. Wait! What?

The 5 Best Telescopes

Getting a good look at all the stars in the sky isn't easy, but it can be. Just use any of these telescopes and you can gaze all you want upon the galaxies.

7 Things You Need to Know About Pet Insurance

Before you sign up for pet insurance, there are a few things you should know.

7 In-Flight Amenities Worth the Cost

Flying economy is no picnic, but you can make your time aloft almost dreamy with a couple of in-flight luxuries worth paying for.

5 Everyday Routines of Wealthy People

There's no one trick to becoming fabulously wealthy, but a structured daily routine may be a step in the right direction.

Ask These 5 Questions Before Deciding On a Financial Advisor

Before trusting your finances to any old somebody, you need to carefully vet potential advisers. These basic questions will get you started.

Need Business Credit? Build Your Personal Credit First

It's not easy for entrepreneurs to borrow without giving a personal guarantee.

This Is How Long These 6 Appliances Should Last

Major household appliances aren't cheap. Here's how long you can expect your investment to last.

5 Surprising Ways the Rich Get Richer

The rich get richer. You could get jealous, or you could get inspired to find out how wealthy stay that way, and copy them?

Cooking Without Crepe Pans and Other Expensive Kitchen Tools

I like kitchen gadgets as much as the next girl, but I just can’t justify splurging on a crepe pan (or other tool) that I’ll use maybe once a month, at the most. So which kitchen u

9 Ways You Are Sabotaging Your Weekly Grocery Budget

Give your grocery list a modest makeover and you can save BIG.

10 Ways to Get More Out of Business Trips

Traveling for work can be exhausting, but smart road warriors know how to turn that down time into quality time.

Being Frugal Without Giving Up Your Social Life

Despite what some people think, you don't have to be a hermit to be frugal. Learn how you can have a fun social life AND maintain your budget.

Working While You Wait

The bad thing about being unemployed during a period of high unemployment, besides the obvious of being jobless, is that the competition can be unusually fierce. Though I encourage

25 Easy Ways to Make Your Life More Interesting

It's easy to get trapped in a humdrum routine. Shake things up with one or more of these simple activities, lessons, experiments, and adventures.

6 Smart Ways to Boost Your Social Security Payout Before Retirement

Pave the way for a smart retirement by boosting your Social Security payout first.

Solving a Debt Dilemma with Debt Settlement

Paying half a bill is better than paying it all. But is going to a debt settlement company the way to do it? Understand how these companies work, then decide for yourself.