Hot Today

Wise Bread articles that are hot today.

FICO vs. Fakes: Are You Getting the Wrong Credit Score?

FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.

How One More Year of Work Can Transform Your Retirement

Behind on retirement savings and dreading having to keep on working? Here's some good news: You don't have to work forever.

Living within your means isn't nasty

How bad could things get? The New York Times asked that question about the economic situation. It's a good question, but they gave a really bad answer.

4 Ways an Income Gap Can Strain Your Relationship

It seems inevitable that couples will face an income gap. Don't let a money imbalance knock the rest of your relationship off-kilter, too.

5 Creative Uses for Stale Cereal

Don't toss out that stale breakfast cereal! Instead, check out these ways to ensure that none of it goes to waste.

7 Delayed-Spending Tricks That Help Pay Off Debt

If you're willing to delay gratification and avoid purchases today — but not forever — you can save money now and eliminate your debt sooner.

What to Do If You're Hit With a Huge Medical Bill

If you're facing a large stack of medical bills with nowhere to turn, take a deep breath and fear not. You can pay off your medical debt without going broke.

The 5 Best Stay-At-Home Kitchen Essentials

Since we're all spending more time at home, it's important to have a well-stocked kitchen and helpful tools to make lots of delicious meals.

16 Best Mobile Shopping Apps For Your Phone

If you're a savvy shopper with a smart phone, you're in luck. Instead of running from store to store comparing prices, you can do so right from your phone.

10 Ways to Acquire Cheap Formal Wear

You can be cheap without looking cheap — just follow this guide to finding inexpensive, great-looking tuxes and gowns.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

6 Surprising Sources of Celeb Income

For A, B, and C List celebs, the money from performances and recordings is just the beginning of the revenue stream. Find out how else fame pays.

7 Modern Reasons to Visit Your Local Library Today

The library isn't just a building full of old books. You can have a whole lotta fun there — for free!

Trent Reznor giving away new Nine Inch Nails album

Music fans of the world, unite. The very cool Trent Reznor of Nine Inch Nails (or who basically IS Nine Inch Nails), is letting fans download the entire new album The Slip free at

11 Steps to Take When Bankruptcy Is Your Only Option

A bankruptcy can sting, but it just may be the lifeline your finances need.

Ask the Readers: Have You Had Any Surprise Expenses This Year?

Tell us if you've had any surprise expenses this year and we'll enter you in a drawing to win a $20 Amazon Gift Card!

25 Purchases You'll Never Regret

Buyer's remorse usually follows close behind the purchases you make — especially big ones. But for these buys, know that you've done the right thing.

How to Financially Educate Your Children

Here are a few ways you can help your children create a healthy relationship with money.

How Online Retailers Make It Easier to Spend Money

Much of what's convenient about online retail — reviews, one-click shopping, fast shipping — is aimed at one thing: reducing the "pain of paying" so you'll spend more.

The Only 5 Rules You Need to Know About Investing in Real Estate

With home prices appreciating nicely these days, you may be tempted to invest in residential real estate. Here's what you need to know.