Hot Today

Wise Bread articles that are hot today.

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

Use "Cognitive Crafting" to Ace Your Next Job Interview

If you want to ace your next job interview, all you need to do is change your perspective.

Your equity was always imaginary

You used to hear the term "land rich, cash poor" for people who owned valuable land but didn't have quite enough money to make ends meet.  It's an expression that

6 Valid Reasons Not to Contribute to Your 401(k)

Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.

11 Things You Can Do in Philadelphia That You Can't Do Anywhere Else

Philadelphia is often underrated but those who've been here know: The city is surprisingly full of hidden charms.

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

Here's How Often Your Credit Score Gets Calculated

You know your credit score can fluctuate. But you should also know what causes this — and how you can use it to your advantage.

The 5 Best Power Banks

Running out of juice before the day ends is the worst. Keep your gadgets fully charged with one of these Best 5 power banks.

10 Times You Shouldn't Invest in Stocks

Investing in stocks is a great way to build wealth — but not always. Here's how to decide whether the stock market is right for you.

The 5 Best Instant Tents

Setting up a tent quickly isn't easy, but it can be. Use any of these instant tents and you can pop up a cozy shelter in a flash.

10 Little Things to Do Before a Job Interview That Can Make a Big Impact

The little things count, especially during a job interview. These are interview-busting details you don't want to overlook.

Doubling Your Money with the Rule of 72

Did you ever wonder how financial professionals can so quickly mentally calculate how much money you’ll have in 30 years based on an investment return? Seems like magic, huh? Well,

4 Sensible Ways to Raise Cash for a Wedding

Weddings are expensive; there's no getting around it. But you can raise enough cash to make your dream wedding a reality without going deep into debt.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

Tips for Sounder Sleep at Hotels

Shouldn’t hotels offer a peaceful atmosphere for a few hours of sleep? After nearly two decades of business and leisure travel, I’ve refined my strategy for carving out a bit of re

How to Build Your Own Trigger for Happiness

What would you say if I told you that you could build a button that, at a push, instantly floods you with the feelings of your choice? I'll show you how.

5 Homebuying Questions You're Embarrassed to Ask

New homeownership comes with more new terms and phrases than one can keep up with. Don't be embarrassed to ask these questions!

Book review: The Self-Sufficient Life and How to Live It

In the days when self-sufficiency was simply the normal way of things, you'd learn the necessary knowledge and skills from your parents. (And from your grandparents, aunts and

9 Things People With Good Phone Skills Never Do

The telephone conversation is it's own realm, one that includes it's own rules and etiquette. How many of these "phone's pas" have you committed?

Which Airline Loyalty Program Has the Best Value for Their Miles?

Just how much is an airline mile worth? It depends on the airline — and the credit card.