Hot Today

Wise Bread articles that are hot today.

Is Six Figures Really That Much?

Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan

Six Horrible Financial Products You Should Avoid

Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. [more]

Buying Your First Home: What to Do and When to Do It

Buying your first home can be incredibly rewarding — and incredibly stressful. Keep your head on straight (and even enjoy the process!) with this guide.

Ask the Readers: Could You Survive Without a Cell Phone?

Tell us if you could live without a cell phone and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Seven Ways to be the Life of Every Party

Have you ever been to a party where there’s this one person who seems to make it around the room? They flit from group to group, leaving everybod

Who Should Pay for the First Date?

If you're dating, the rules of who pays the first time you meet can get murky. One writer clarifies the situation (hint: always bring your wallet).

Does living frugally hurt the economy?

When I advocate for frugal living, people sometimes ask, "What if everybody lived like that?  Wouldn't it hurt the economy?"  My natural inclination toward frugal liv

Best Money Tips: How to Safely Invest Your Money

Today we found some great articles on safely investing your money, ways to add value to your home before selling, and frugal bachelorette party destinations.

Ask the Readers: How Often Do You Dine Out?

Tell us how often you dine out and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Book review: The Drunkard's Walk

The human brain has a powerful capability to spot patterns. It's so good at spotting patterns, it can spot patterns that aren't even there. It's this fact that makes randomness--

For Amazing, Affordable Vacations, Travel Slowly

Regardless of how long your vacation is, the slower you travel and the less you plan, the more rewarding (and affordable!) your trip will be.

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

How Credit Inquiries Affect Your Credit Score

Not all credit inquiries will affect your credit score. Here's what you need to know about those that do and those that don't.

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

Frugality and the Myth of Self-Denial

Contrary to popular opinion, frugality isn't all about self-denial. Discover how little luxuries can help keep you frugal.

Discover Bank Review: You Know the Card, but What About the Bank?

With competitive rates and all the familiar online banking products and features, Discover Bank is worth considering for your banking needs.

6 Money Moves to Make When You Move Back Home With Your Parents

A huge percentage of Millennials move back home with Mom and Dad. These money moves will help them get their financial footing.

Science Shows That Saying Thanks Can Improve Your Health and Happiness

You really do have a lot to be thankful for. Discover why making a regular habit of expressing gratitude for those things is good for mind, body, and soul.

11 Ways to Prep for "Guerrilla Retirement"

More aggressive and less conventional than typical retirement plans, guerrilla retirement goes beyond the 401(k). Here's how to prepare for your own guerrilla retirement.

8 Expenses You Should Never Cut

We all want to trim the fat from our budget. But these eight life necessities are worth every penny.