Hot Today

Wise Bread articles that are hot today.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

Investing in Web Security

What would happen if you lost the data on your business's computer system or if it was hacked? Small businesses need to recognize the cost of not properly addressing web securit

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

7 Apps That Actually Pay You to Shop

Need an easy way to get cash back for your shopping habit? Yep, there's an app for that.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

Ask the Readers: Could You Survive Without a Cell Phone?

Tell us if you could live without a cell phone and we'll enter you in a drawing to win a $20 Amazon Gift Card!

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Make These 9 Health Moves Now or You'll Regret It in 20 Years

What kind of shape will you be in 20 years from now? Do your future self a favor and start making some easy health moves now.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

8 Technologies We Wish Were Never Invented

The future is now — and it's slightly more annoying, unhealthy, and destructive than we we ever dreamed of. Where's the "undo" button?

Camping for a Week Is Only $160 at These National Parks

You'd think camping at one of our nation's great National Parks would be be pricey. Find out how affordable a week really is.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel

Here are 11 options for free or very cheap travel through volunteering.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

22 Ways to Reuse Paper

Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.