Hot Today

Wise Bread articles that are hot today.

13 Cheap Beers to Keep Your Holiday Season Hoppin’

Well, 'tis the season to be merry and enjoy some beers. Here are 13 that are well worth your time, during the winter and beyond.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

10 Things to Look for Every Time You Visit a Thrift Store

Like finding awesome stuff at great prices? Make the most of your thrift-store trips by always keeping an eye out for these items.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

5-Minute Finance: Checking Your Credit Score

Do you know your credit score? You should — and it only takes five minutes to find out.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

5 Ways to Automate Your Finances

Let robots manage your money for you and you'll never pay a late fee or go over budget again.

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

10 Simple Household Repairs Every Frugal Person Should Master

Why call an expensive pro to fix every little thing around the house when you can just DIY? Get out your toolkit and get to work!

Chinese Money Habits - How My Culture Influences My Attitudes Toward Money

I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w

10 Dumb Ways to Scare Off Potential Homebuyers

Before you put your home on the market take a look around. Would you buy a place that looks like yours?

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

The Meaning of Milk Label Colors

Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.

How to Get More Value Out of American Airlines Miles

Want to squeeze more value out of those American Airlines miles? Here's how to do it right.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?