Hot Today

Wise Bread articles that are hot today.

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

Here's One Good Financial Reason Why You Shouldn't Live in the Present

You've heard it a zillion times: Find your bliss by living in the present. Unfortunately, you may also lose your wallet.

Going Off the Grid Is a Lot Harder Than You Think

You may hear folks long for the simpler days of living "off-grid." But it wasn't necessarily that much simpler after all.

The Surprising Truth of Investing: Mediocre Advice Is Best

While you might wish for superior investing advice, it turns out mediocre advice is really all you need.

The One Word You Need to Get Rid of for a Better Life

Research proves it — removing this one word from your vocabulary can change your life.

7 Nice Ways to Tell Your Spendy Friends You're Staying on Budget

Keeping up with your spendy friends gets expensive. Let them know you're on a budget without making a big deal about it.

8 Tips for Improving or Starting a Budget

Whether your current budget could use some tweaking or you're trying to get your finances sorted out for the first time, these suggestions can help you build a better budget.

5 Ways Airline Travel Sucks — and What You Can Do to Make It Better

Air travel is no picnic these days. Learn to avoid these five common abuses and maybe you'll arrive in a tolerable mood (and almost on time).

10 Reasons an HSA Is Actually Worth Having

Don't be intimidated by an HSA! These handy health care savings vehicles are totally worth your while.

7 Pitfalls That Can Bloat a Home Office Budget

Working from home sounds like a great idea, but it's easy to bust your budget building the perfect office. Here's how to outfit your space for less.

Here's How Boomers and Millennials Are Creating Winners on the Stock Market

Boomers and millennials have one thing in common: Their financial habits can move markets.

7 Things the Craziest Christmas Fanatics Do

It's easy to get caught up in the spirit of the season. Too easy, in fact, for these holiday celebrants who take holiday excess to excess.

Are You Putting Off These 9 Adult Money Moves?

You're not a kid anymore. So get to work on these grown-up financial decisions.

10 Things in Your Basement You Should Throw Out Today

If you've got a basement, you've probably got a lot of clutter. Start tossing it out today!

Free or Cheap Wall Art

You don't have to buy expensive art to decorate your home. Check out these sources for free and affordable wall art.

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

Oops — I Maxed Out My Credit Cards. Now What?

The convenience of paying with plastic can sometimes lead to trouble. Here's what to do if you've maxed out your credit cards.

The 25 Best Things to Buy on Craigslist

We all know that Craigslist is a real money-saver. But it's especially great for these 25 items, which are readily available on the site at rock-bottom prices.

Play On: 5 Great Card and Board Games

Game nights are almost always fun, but you can make them straight-up awesome by choosing one of these excellent, less-common games.

7 Retirement Splurges That Are Worth Every Penny

These expenses in retirement are worth the cost and will make your golden years more enjoyable. Go ahead, you deserve it!