Hot Today

Wise Bread articles that are hot today.

Opening a Roth IRA for Your Kid

The Roth IRA can be a fantastic way to kick-start your child's retirement savings — and help protect some of your money from taxes.

How to Use a Computer More Efficiently

It may seem like there’s no way to reduce the amount of time you spend in front of the computer, but these tricks can speed things up.

10 of the Coolest Sayings About Saving

Saving money is cool. Here are 10 easy-to-remember ways to remind yourself.

Re-Age Your Credit Card Debt to Protect Your Credit Score

Re-aging your credit can be good or bad depending on the circumstances. Learn when you want your credit re-aged and how to make it happen.

How Authenticity Could Make or Break Your Small Business

Forget marketing: Your small business only needs one very special thing to be truly successful.

Maintaining Memories: How to Save Old Photographs

Don't let your old photographs fade and crumble in some attic box! Instead, follow these steps to share them and keep them safe.

Your Personnel File...at home

Your employer has (or should have) a personnel file with your name on it; should you have one also? Theoretically, you should be able to access information from your file at the of

6 Ways Millennials Are Working Less and Earning More

Millennials have grown up with the internet, and are now using it to work less and earn more.

Mutual Funds for Wise Bloggers

I know that Wise Bloggers are smart readers, so you might already know everything there is to know about mutual funds. However I have come across many very smart people who don't a

How Long Can You Really Live on Unemployment?

If you lost your job, could you afford to get by on unemployment benefits alone? It might be time to beef up that emergency fund.

Why You Should Be Saving Big With Bi-Weekly Mortgage Payments

Paying your mortgage every couple of weeks instead of monthly can shave thousands in interest costs, but going bi-weekly is not a simple as it seems.

You're Denied a Credit Card Due to Too Many Hard Inquiries. Now What?

Hard inquiries ruining your rewards game? When you can't get approved for new cards, these strategies can help you make the most of what you've got.

Honesty Really Is the Best Policy, Especially at Work

When you listen to the news, it can sometimes feel like dishonesty is the only sure way to get ahead. Discover why telling the truth really counts.

Why Your IRA Shouldn't Double as an Education Savings Plan

Your IRA may have the option to help pay for college, but that doesn't mean it should be your go-to education savings plan.

How to Save for Retirement Without a 401K

Work doesn't offer a 401K plan — now what? Get proactive and create a retirement plan for yourself.

The SEP-IRA Is How the Self-Employed Do Retirement Like a BOSS

The self-employed aren't saving enough for retirement. Are you one of them? Time to start a SEP-IRA.

7 Common Travel Myths That People Need to Stop Believing

You've always wanted to travel more, but you worry about the cost or the risks or the inconvenience. Good news -- your worries are probably unfounded.

What Happens at a Foreclosure Auction?

Property buyers with cash can save as much as 30% off the market price at a foreclosure auction. Here's what to expect on the courthouse steps.

The Quiet Millionaire: Part 2 – Major Obstacles to Financial Success

Want to have the wealth you need to follow your dreams? Brett Wilder, Certified Financial Planner and author of The Quiet Millionaire suggests that there are 7 major obsta

6 Ways to Stay Focused in an Open Office

Is your open office driving you crazy? You're not the only one. Luckily, there are plenty of ways to stay focused.