Hot Today

Wise Bread articles that are hot today.

10 Smart Ways to Get a Small Business Loan

It takes money to make money, and for small business there have never been so many ways to borrow some. How would a loan help your business grow?

Is Credit Monitoring Ever Worth It?

Fraud alert, identity theft protection… do you actually need all these costly credit card add-ons? Consider the free alternatives instead.

5 Cheap Travel Destinations for Wine Lovers

See the world while sipping your favorite wines — all at a reasonable price. Cheers!

10 Cool DIY Home Improvements for $20 or Less

Add some pizazz (and property value) to your home without breaking the bank. All you need is $20 and a few hours to yourself.

7 Life Skills You Can Learn for Free

These life skills are free to learn and will make your life better in the long run if you can master them.

How to Pay Off Holiday Debt: A Step-by-Step Guide

Did Christmas leave you in the red? Don't worry, this step-by-step guide will help you climb out of that hole.

The 5 Best Stay-At-Home Self-Care Essentials

Now that we're all stuck at home, it's the perfect opportunity to prioritize self-care. These items will help you get into extreme relaxation mode.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

Ask the Readers: What Are You Thankful For?

Tell us what you're thankful for and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Quick Hack: How To Age a Digital Photograph in Seconds

Aging a photograph used to be quite a skill. In fact, only the best retouchers could pull it off convincingly. Computers made the process easier; and programs like Adobe Photoshop

5 Inspiring People Who Each Paid Off Over $100,000 in Debt

For these five people debt totaling $100k — or more — seemed insurmountable. That is, until they paid it off. Find out how you can, too.

6 Money Moves to Make If Your Net Worth Is Negative

Net worth is an important marker of personal financial health. What do you do when it hovers in subzero territory?

How to Make Your Own Soda

From healthy fizzy juices to root beer actually made from roots, from simple seltzer recipes to fermented treats, discover all the ways to make soda at home.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

How Big of a House Do You Really Need?

For my entire life, I have never lived in a place bigger than 1400 square feet. The smallest dwelling I had was a studio less than 400 square feet which I shared with my parents.

Ask the Readers: What Are Your Favorite Dollar Store Buys?

Tell us about your favorite dollar store buys and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Should I Take a Job That Pays Less Than Unemployment?

The statistics are in. While the unemployment rate was last counted at 8.5%, the underemployment rate (those who quit looking for work or have taken part-time jobs in lieu of a de

The 6 Qualities All DIYers Have — Do You?

It takes a special kind of person to subscribe to the DIY lifestyle. How many of these quirks of the maker class do you possess?

10 Ways to Make This Your Most Productive Summer Yet

This is your summer. Make it count by getting things done!