Hot Today

Wise Bread articles that are hot today.

Is Long Term Care Insurance Worth It?

Nursing homes aren't cheap. Long-term care insurance may be one way to help afford your future senior care.

Book Review: Confronting Collapse

We hardly talk about collapse here. Wise Bread is all about living large, while collapse mitigation is usually about living small. But that doesn't mean that there aren't things

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

Book Clubs as Therapy

Regrets and conflict rarely surface during normal conversation, but a good book club can be a forum for the unexpressed, unexplored, and unresolved.

7 Other Kinds of Insurance You May Need to Buy for Your Home

You have homeowners insurance. What more could you need to protect your house? Actually, these policies might help.

Voluntary Slavery

Discover one writer's take on why the "voluntary slavery" of our personal financial situations can keep us from acting in our best interest.

Cool & funky things I found FREE on Craigslist

It's amazing what people will throw away these days. Or give away. And that's why I'm a huge fan of Craigslist . [more]

5 Questions to Ask Before Sending Your Child to Private School

Not sure if private school is right for your child? Get the answers to these questions before you decide.

These 8 Apps Will Help You Explore the Great Outdoors

Don't worry about looking down at your phone while outside. These apps will help you get out and enjoy the great outdoors.

New Ideas for the Chopstick

In China alone, an estimated 45 billion pairs of disposable chopsticks are used and thrown away every year. This equals the wood from 25 millio

Make a crafty airbrush out of old junk

Sometimes the ingenuity of people knocks me out. As I was surfing today to find new and exciting ways to save money, I came across a video on Metacafe. It has almost no sound, b

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

Why a 50-Year-Old Gadget May Be the Best Cure for Insomnia

Nobody disputes the value of a good night's sleep, and getting it might be as simple as making your bedroom noisier.

Translating Volunteer Experiences to Workplace Credentials

Need ideas for parlaying volunteer hours into skills and experiences valued by employers? Even if you haven’t received a paycheck in exchange for creative ideas, event planning, or

5 Questions to Ask Before Buying a Second Home in Retirement

A vacation home is a lifetime dream. For retirees, living the dream comes with an extra dose of reality.

6 Moves to Make Before Cutting Up Your Credit Card

Put the scissors down! If you haven't taken these critical credit card steps, don't cut up your plastic just yet.

25+ Secrets to Keep Your Clothes Brighter, Whiter, and Lasting Longer

You can keep your timeless classics looking timeless and classic — just follow these simple laundry tricks.

10 Places to Get Free Personal Finance Classes

Wise Bread is a great source of personal finance basics, but only one thing beats a proper, quality financial education — a FREE high quality financial education.

The 4 Best Investments for Lazy Investors

You really don't need a lot of money to get started investing. And you don't need a lot of time, either.