Hot Today

Wise Bread articles that are hot today.

The 5 Best Hair Serums

Keeping your hair shiny and healthy isn't easy, but it can be. Just use any of these hair serums and your mane will stay magnificent.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

5 Steps to Take If You're House Poor

The housing crash and recession have left many of us feeling house poor. The first step in getting out is understanding how deep we're in.

4 Ways a Home Energy Audit Will Save You Money

Those drafty windows and ancient appliances are costing you, big time. This is one audit you'll be happy to endure.

16 Time and Money Saving Apps for Freelancers

Starting a freelance career is daunting, but this collection of apps and online services will take the fear out of invoicing, file storage, and a lot more!

Cheaper and Healthier: 20 Tasty Energy Bars You Can Make at Home

Store bought energy bars are handy snacks, but they're pricey and not always healthful. Make your own instead to save money and calories!

Living Cheaply for the Long Term

Frugality sites are full of advice for cutting your expenses right away. Living cheaply for the long term is different. Call it "strategic frugality."

7 Frugal Living Skills You Should Be Teaching Your Children

No matter how young or old your kids may be, they will certainly be better off if they learn these frugal living skills now.

4 Reasons People Don't Retire Early — and How You Can

Tired of the daily grind? Early retirement may be within reach if you can get past four financial and mental roadblocks.

10 Dumb Little Budgeting Mistakes You Need to Stop Making Today

Small little spending and budgeting mistakes add up to big holes in your finances. The good news is that you can find and fix them.

9 Ways Expats Can Maintain Their Credit Scores

You may be leaving the States for a while, but there's one element of American life you should never leave behind: your credit score.

10 Reasons to Stop Buying Gas Station Food

Put down the Big Gulp and walk away. You're wasting money for the convenience — and who knows where that cup has been?!!

Why you can't trust a real estate agent.

Surely a real estate agent would want to get you the very best price for your home. After all, they earn commission. The more they sell it for, the more they make, right? [more]

Why I Hate Credit Card Points

Is racking up frequent flier miles a bad idea? Learn why one writer wants almost nothing to do with credit card rewards, unless they're cash back.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

3 Online Businesses You Can Launch In No Time

Looking to bring in some extra cash? These online businesses are so easy to set up that you'll be in full-on hustle mode immediately.

8 Types of People Who Will Never Win at Money

Some folks are naturally good with money. Others? Not so much. Which type are you?

The 5 Best Facial Cleansing Brushes

Keeping your skin clear and blemish-free isn't easy, but it can be. Just use any of these facial cleansing brushes and your face will always look fresh.

7 Places Teens (and Adults) Can Learn About Money

Opportunities to develop financial literacy are closer than you think. Here are seven nearby places to gain practical skills with lifelong benefits.

8 Money-Saving Hacks Every College Student Should Try

College debt doesn't stand a chance up against these top money-saving hacks.