Hot Today

Wise Bread articles that are hot today.

What Job Hunters Should Really Look for in a Job Offer

Taco Tuesday has a nice ring to it, but it won't help boost your bottom line. Look for a job with perks that really matter.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

How to Erase Your Medical Debt

As most of you know, the cost of healthcare in the United States is outrageous! [more]

Private foundations for ordinary folks

There are a lot of advantages to having a private foundation to use as the vehicle for your charitable giving. Sadly, the tax laws make setting up a private foundation impractical

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

6 Must-Haves for Your Travel First Aid Kit

Before you jet off on your next trip, make sure you have these items in your first aid kit.

Bulk Buying Basics: What to Buy, How to Store, and Money Saving Tips

If you have the storage space, buying in bulk can save you money and time. Here's what you need to know before you get started.

5 Ways to Embrace Having to Work in Retirement

Retirement isn't always a permanent send-off from the working world. If you have to return to the daily grind, there are actually some pluses.

When NOT to put money in your 401(k)

The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people's savings plan. Putting in enough to get the maximum corporate match is

10 Must-See Museums in the U.S.

If you're looking for the perfect blend of culture and history, these 10 museums in the U.S. will blow your mind.

8 Questions to Ask Before Hiring a Home Inspector

Before you hire a home inspector, make sure you get answers to these questions.

8 Surprising Ways to Pay Off Your Student Loans

Get tough on student loan repayment with a little help from some unexpected places.

3 Things You Should Consider Before Selling Your House for Cash

You just got a cash offer for your home! Before you sell, consider these important things first.

Ask the Readers: What Aspect of Personal Finance Do You Want to Learn More About?

Tell us what aspects of personal finance you'd like to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How Pre-Commitment Mechanisms Can Help You Resist Impulse Buys

You might think impulse buys are impossible to resist, but if you train your brain with pre-commitment mechanisms, you can fight those urges and save money in the process.

"Stapler. Stapler." - FREE $20 Swingline Stapler

If you're a fan of Office Space (shame on you if you're not) you will know of Milton's obsession with his Swingline stapler. Well, in exchange for about 2 minutes of yo

How to Save on Babysitting Without Ending Up on the Local News

When babysitting rates hit $14 per hour — per kid! — it's time to think about cheaper (but safe) ways for parents to get stuff done and have fun.

6 Ways the Sandwich Generation Can Get Ahead

The Sandwich Generation — those stuck caring for growing kids and aging parents — face big financial challenges. Learn how to survive the squeeze.

Ask the Readers: What’s the Best Gift You’ve Ever Received?

Tell us about the best gift you've ever received and we'll enter you in a drawing to win a $20 Amazon Gift Card!

My 5 Best Thrift Store Finds of All Time

If American Pickers is your inspiration, you might marvel at the high value finds this writer (and avid picker) has scored at the thrift shop.