Hot Today

Wise Bread articles that are hot today.

7 Important Money Moves to Make in the New Year, According to Financial Advisors

Now that we've entered a new year, and a new decade, it's time to make these smart money moves.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

64 Funny, Inspiring and Stupid Money Quotes From Famous People

We've collected quotes from presidents, movie stars, philosophers, athletes, and even Paris Hilton on everybody's favorite topic: Money.

How to Choose a Credit Card

With all the credit card offers out there, it can be hard to figure out which ones are worth it. Help decide what card is right for you with this list.

6 Signs You Should Refinance Your Student Loans With a Private Lender

Is it time to refinance your student loans with a private lender? Here are six signs it might be.

5 Common Budget Mistakes You Can Fix Right Now

We all make mistakes. These budget blunders are easy to correct with a few simple adjustments.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

6 Ways to Avoid Sneaky Online Price Changes

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

15 Cheap, Clever, and Attractive Ways to Save on Gift Wrapping Paper

Save some money on gift wrapping supplies this year by looking beyond the store gift wrap display and dressing your gifts in something out of the ordinary.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

10 Great Uses for Old Ties

Thrift stores (and maybe even your very own closet) tend to be filled with used ties. Give them new life with one of these easy DIY projects.

The Best Co-Branded Airline Credit Cards

If you're looking for an airline credit card that will get you the most bang for your purchases, these are the ones you should consider.

7 Apps That Monitor Your Credit for You

There's an app for everything these days — even credit monitoring. Now there's really no excuse!

Slamming Suggestions for the Humble Rubber Band

Have more of these things floating around than you know what to do with? Just like clothespins and binder clips, these humble bits of office flotsam can be used for more things tha

52 Uses for Rubber Bands

The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.

35 Mouth Watering Lentil Recipes

The humble, affordable lentil is delicious and full of protein. You're sure to find something tasty in this collection of 35 easy to prepare lentil recipes.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.