Hot Today

Wise Bread articles that are hot today.

Use These Stores' Gift Cards ASAP

Time to dig through the desk drawer. If you have any of these lingering store gift cards, the time to use them may be now or never.

90 Free Activities to Get Your Creative Juices Flowing

Don't just sit there waiting for inspiration — break boredom and get creative with one of these great ideas.

9 Costly Mistakes DIY Investors Make

Anyone can handle their own investments with the proper research. Anyone can also make these common DIY investor mistakes.

Improve Every Conversation With One Simple Tactic

Bring empathy, understanding, and happier outcomes to important discussions and negotiations with this simple — but life-changing — conversational skill.

4 Ways Couples Are Shortchanging Their Retirement Savings

You and your spouse are in it together for all things, including retirement savings. Make sure you're saving enough for both of you.

12 Straightforward Ways to Say "No"

Are you pressed for time right now? Don't make the mistake of thinking you'll have more time in the future. Learn to say "no."

12 Surprising Ways to Reuse Aluminum Foil

Why throw aluminum foil away when you can use them to sharpen scissors, reduce static cling, and protect your plants! 

5 Cheap, Amazing, and Undiscovered Vacation Destinations

These five international destinations aren't overrun by tourists — yet. Get there soon, before everyone else does and the bargains leave, too.

Why Your Credit Score Matters in Retirement

Just because you've left the working world behind, doesn't mean you can leave the credit world behind. Here's how to keep your credit score golden, too.

The 10 Stupidest Things Smart People Do

Smart people do stupid things all the time — often because they're so smart. Let's learn from some of their foibles!

10 Lifestyle Changes That Will Always Pay Off

Change is never easy — but the results are almost always worth the effort.

6 Reasons It's Never Too Late for a Career Change

Career stuck in a rut? Climb out!

10 Packed Lunch Ideas You'll Want to Steal From Your Kids

Getting everybody's lunch ready weekday mornings can be a real chore. Save time and money with these lunches enjoyed by kids and parents alike.

6 Myths About Using Credit Cards for the Sign-Up Bonuses

If you play the game right (and yes, it’s a game), you can come away with some very sweet bonuses and rewards from credit card sign-up promotions.

11 Incredible UNESCO World Heritage Sites Right Here in the U.S.

Don’t miss these incredible UNESCO World Heritage sites right here on our doorstep.

Why Inflation?

We know how inflation happens—excess growth in the money supply. But why does inflation happen?

7 Ways Families Can Travel Like Minimalists

It's easy for the solo traveler to travel light, but what about for families?

5 Unexpected Costs of Living in a Tiny House

Tiny homes can save you a ton of money on a mortgage — but some of their hidden expenses aren't quite so tiny.

7 Fastest Ways to Recover From Holiday Overspending

Have you already blown the holiday budget for this year? Here's how to get back on track.

5 Pet Costs You Don't See Coming

Pets soon become family — which means more often than not, you'll pony up. Start saving now for these pet expenses you can't avoid.