Hot Today

Wise Bread articles that are hot today.

The Audacity to Waste Money for Better Finances

Sometimes, what seems like a waste of money might actually be one of the best ways you can spend your cash.

Why You Shouldn't Plan to Retire at Age 65

Most traditional retirement advice columns I read are written as a guide to retiring in your 60s. Although the advice contained in these columns may be useful to some, I think that

Ask the Readers: What One Frugal Holiday Gift Would You Enjoy? (Chance to Win!)

What is one frugal gift that you would really appreciate this year? Share your favorite request for a chance at $20!

The First 5 Things You Must Do After Getting Laid Off

Right after getting fired or laid off is no time to sit around and mope. Take care of yourself, and then take care of business.

The New Grad's Guide to Debt Management

If you recently graduated college, there's a good chance you recently got that first student loan bill. Lost? We've got you covered.

Always Use Cash for These 5 Things

Nothing's easier for paying than swiping plastic, but cash is still king, and sometimes it'll save you some money, too.

Think Like a Startup to Boost Your Finances

From tech giants to retail royalty, today's most successful startups can teach us a thing or two about personal finance.

5 Monthly Bills That Vary Based on Your Credit Behavior

Your credit score carries a lot of weight in your financial life. It can even impact your monthly bills.

How to Get the Most Out of Your Merchant Account

More and more consumers are putting away their cash and just relying on plastic. As a business owner, what can you do to get the most out of your merchant account and please you

The Truth About Personal Guarantees

If you’ve ever borrowed money from a bank for business use, you’ve no doubt argued against adding your personal guarantee to the deal. And if you’re like most small business own

Noncompete Clauses for Business Owners

The terms of a noncompete clause, which are often referred to as "covenants not to compete," can vary.

Financial Risks and More in Global Sourcing

Global sourcing holds the promise of higher profits through cost savings on nearly any product imaginable. But risks lie in nearly every stage of the sourcing process.

Going Without Health Insurance in 2015? Here's What It'll Cost You

The fines for going without health insurance are ticking up this year. Are you covered or will you pay a fine?

Should You Spend Money on Education?

A small business owner always has to be learning, but even if money isn't an issue, time is in short supply for most entrepreneurs.

The Psychology Behind Making Sales and Setting Price Points

Learn how to create a feeling of value for your customers while keeping your profit margins reasonable.

The Power of Retargeting

Only a small fraction of visitors who click an online ad make a purchase, but retargeting can help businesses dramatically boost that number.

10 Massive Companies That Crashed in 2010

Every massive organization that sank in 2010 started as a small business. Pay attention to avoid making the same mistakes with your company.

6 Ways to Boost Your Mobile Email Marketing

Make the most of your customers' tight mobile phone screen space and their tight mobile phone attention spans.

5 Investment Moves That Prove You're Finally a Grown-Up

It's time to stop investing like a kid.

4 Hiring Mistakes and How to Prevent Them

Hiring a new employee is costly. Hiring the wrong employee costs even more.